Real estate tokenization development company

Innowise develops platforms for the legal issuance, secure holding, and trading of real estate-backed tokens. From SPV structuring and KYC integration to secondary market routing, we build the full stack, and we’ve done it at scale.

$1B

in real estate tokenized on-chain

$3.2T

projected market size by 2030

2.4–3.5K

hours to build a real estate tokenization MVP

What is real estate tokenization?

Our real estate tokenization development services

  • Real estate tokenization platform development
  • Tokenization strategy and advisory
  • Smart contract development
  • Blockchain integration
  • Compliance and legal structuring support
  • Token creation and management
  • Investor management systems
  • Platform architecture and growth planning
  • Third-party system and custody integration

Real estate tokenization platform development

Launch a real estate tokenization platform engineered from the ground up for your asset type, jurisdiction, and capital structure. Business analysis, system architecture, development, and deployment are aligned with investment-grade requirements.

Analytics dashboard highlighting recommended actions and workflow efficiencies for strategic decision support

Tokenization strategy and advisory

A successful project begins with structure. We define ownership logic, token economics, fundraising mechanics, and regulatory positioning with feasibility validation to ensure your tokenization model is legally sound and technically executable.

Tech team collaborating on network architecture and platform strategy at connected workstations

Smart contract development

We develop and test smart contracts that govern ownership, transfers, and income distribution. Role-based permissions, transfer restrictions, and security validation are implemented with structured testing and security validation before deployment.

Blockchain developers writing, testing, and deploying secure smart contracts

Blockchain integration

Connect your platform to the right blockchain network with traceable ownership records and verifiable transactions. We architect on-chain and off-chain components together to maintain data integrity and controlled access.

Cloud platform routing architecture displaying data flows and network integrations

Compliance and legal structuring support

Legal frameworks such as SPVs or REIT-style entities shape system behavior. Our experts embed KYC and AML workflows, jurisdiction-specific transfer rules, and data protection requirements into platform permissions and transaction logic.

Secured IT infrastructure setup ensuring regulatory compliance and encrypted data protection

Token creation and management

We structure tokens to represent equity participation, rental income rights, or debt exposure. Supply configuration, fractional ownership mechanics, lifecycle controls, and administrative dashboards enable controlled issuance and ongoing management.

Real-time operations dashboard for token creation, supply management, and transaction tracking

Investor management systems

Provide investors with a structured portal for onboarding, verification, and portfolio tracking. Cap table tracking, token allocation monitoring, and reporting tools support operational control and investor visibility.

Interactive visual insights portal displaying investor onboarding metrics and cap table tracking

Platform architecture and growth planning

We plan infrastructure to handle increasing investor volumes and transaction activity without compromising system integrity. This helps prepare your platform for growth with modular architecture and multi-asset support.

Cross-platform architecture map highlighting modular scalability and system growth planning

Third-party system and custody integration

Integrate CRM, ERP, KYC providers, payment gateways, and custody solutions into one controlled environment. Secure API-based synchronization supports consistent data exchange across financial and operational systems.

Centralized data infrastructure integrating CRM, ERP, KYC, and custody API services

Real estate tokenization platform development

Launch a real estate tokenization platform engineered from the ground up for your asset type, jurisdiction, and capital structure. Business analysis, system architecture, development, and deployment are aligned with investment-grade requirements.

Analytics dashboard highlighting recommended actions and workflow efficiencies for strategic decision support

Tokenization strategy and advisory

A successful project begins with structure. We define ownership logic, token economics, fundraising mechanics, and regulatory positioning with feasibility validation to ensure your tokenization model is legally sound and technically executable.

Tech team collaborating on network architecture and platform strategy at connected workstations

Smart contract development

We develop and test smart contracts that govern ownership, transfers, and income distribution. Role-based permissions, transfer restrictions, and security validation are implemented with structured testing and security validation before deployment.

Blockchain developers writing, testing, and deploying secure smart contracts

Blockchain integration

Connect your platform to the right blockchain network with traceable ownership records and verifiable transactions. We architect on-chain and off-chain components together to maintain data integrity and controlled access.

Cloud platform routing architecture displaying data flows and network integrations

Compliance and legal structuring support

Legal frameworks such as SPVs or REIT-style entities shape system behavior. Our experts embed KYC and AML workflows, jurisdiction-specific transfer rules, and data protection requirements into platform permissions and transaction logic.

Secured IT infrastructure setup ensuring regulatory compliance and encrypted data protection

Token creation and management

We structure tokens to represent equity participation, rental income rights, or debt exposure. Supply configuration, fractional ownership mechanics, lifecycle controls, and administrative dashboards enable controlled issuance and ongoing management.

Real-time operations dashboard for token creation, supply management, and transaction tracking

Investor management systems

Provide investors with a structured portal for onboarding, verification, and portfolio tracking. Cap table tracking, token allocation monitoring, and reporting tools support operational control and investor visibility.

Interactive visual insights portal displaying investor onboarding metrics and cap table tracking

Platform architecture and growth planning

We plan infrastructure to handle increasing investor volumes and transaction activity without compromising system integrity. This helps prepare your platform for growth with modular architecture and multi-asset support.

Cross-platform architecture map highlighting modular scalability and system growth planning

Third-party system and custody integration

Integrate CRM, ERP, KYC providers, payment gateways, and custody solutions into one controlled environment. Secure API-based synchronization supports consistent data exchange across financial and operational systems.

Centralized data infrastructure integrating CRM, ERP, KYC, and custody API services
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Hays logo.Spar logo. Tietoevry logo. BS2 logo. Digital science logo. CBQK.QA logo. Topcon logo.NTT Data logo. Familux Resorts logo. LAPRAAC logo.
Hays logo.Spar logo. Tietoevry logo. BS2 logo. Digital science logo. CBQK.QA logo. Topcon logo.NTT Data logo. Familux Resorts logo. LAPRAAC logo.
Hays logo.Spar logo. Tietoevry logo. BS2 logo. Digital science logo. CBQK.QA logo.
Hays logo.Spar logo. Tietoevry logo. BS2 logo. Digital science logo. CBQK.QA logo.
Topcon logo.NTT Data logo. Familux Resorts logo. LAPRAAC logo.
Topcon logo.NTT Data logo. Familux Resorts logo. LAPRAAC logo.

Types of real estate we tokenize

Different asset classes require different structuring, compliance logic, and distribution models. Token design, transfer restrictions, and investor rights vary depending on the property type and revenue mechanics. Below are the main categories typically structured for tokenization.

  • Commercial property & industrial assets

Office, retail, and industrial assets can use SPVs, with tokens representing equity or income rights tied to lease and rental performance.

  • Residential and rental real estate assets

Multi-family and rental portfolios support fractional ownership, where tokens grant equity or rental income rights linked to cash flow.

  • Mixed-use real estate portfolios

When residential and commercial components coexist, token logic allocates consolidated revenue or segment returns across distinct income streams.

  • Real estate development projects

Equity or structured debt tokens fund pre-construction and staged builds, with milestone-based capital release and distribution logic reflecting project progress.

  • Premium vacation & resort properties

Premium properties in high-demand locations allow fractional participation. Investment exposure may include equity, revenue share, or hybrid structures.

  • Real estate funds & portfolio structures

Instead of a single asset, diversified portfolios are tokenized at fund level, giving investors proportional exposure across multiple properties under one structure.

Check your tokenization readiness in two minutes

Scope & plan your infrastructure

Select your tokenization model and toggle the features you need. Effort, timeline, and vendor dependencies will update dynamically, and you get to see the complete build story before talking to a vendor.

Smart contracts & token (ERC-3643)
Core · 160–240 h
KYC / AML & investor onboarding
Core · 120–180 h
Investor portal & dashboards
200–320 h
Issuer / admin portal & cap-table
180–280 h
NAV engine & valuation oracle
140–220 h
Primary issuance & payments (on/off-ramp)
160–240 h
Secondary market / bulletin board
180–300 h
Buyback & redemption windows
90–150 h
Rental-income distribution
90–150 h
Mobile app
300–480 h
Analytics & reporting
80–140 h
Estimated effort
h
Indicative timeline
Indicative budget · ~€50/h
Get an exact estimate

Benefits of real estate tokenization

01/04

Increased liquidity

Stuck holding an asset longer than planned because selling takes forever? Tokenized ownership encodes eligibility and transfer rules, enabling compliant secondary transfers and faster capital rotation without weakening investor verification.
02/04

Fractional ownership and capital access

High entry thresholds limit investor participation in premium assets. Tokenization divides ownership into smaller units without altering legal structure, which allows equity or income participation at lower ticket sizes while preserving governance, reporting, and compliance integrity.
03/04

Controlled global investor reach

Cross-border fundraising is complex due to KYC, AML, and jurisdictional restrictions. A properly engineered platform embeds verification workflows and transfer controls directly into the system. This enables participation from eligible investors globally within defined regulatory boundaries.
04/04

Security and audit-grade transparency

Manual registries and fragmented records increase operational risk. Blockchain-based tokenization records issuance and transfers with cryptographic verification, creating an auditable ownership history that strengthens reconciliation, reporting accuracy, and institutional investor confidence.
01

Increased liquidity

02

Fractional ownership and capital access

03

Controlled global investor reach

04

Security and audit-grade transparency

Estimate the timeline for the build

Adjust a vendor delay on the left and see the downstream dates shift. If any bottlenecks, you can estimate their effect now rather than discover them after contracts are signed.

Get a precise vendor plan

Innowise builds tokens compliant by design

  • EU

We set up issuance under MiFID II and MiCA rules. This way, we can connect your token to DLT Pilot platforms. As a result, it can start trading on 21X and BX Digital.

  • Italy

The issuance is done under MiCA. We do this within the Consob-supervised framework. This ensures Italian assets are structured correctly and ready for investors.

  • Switzerland

Our setup meets FINMA standards under the DLT Act. We wire your token into BX Digital and SDX. You get access to Switzerland’s regulated secondary market.

  • US

We structure Reg D and Reg S offerings under SEC rules. Thanks to this, you reach accredited US investors and international capital through a single issuance.

  • UAE

Since your token is built in line with ADGM and VARA requirements, you get institutional-grade issuance and a direct route to Middle East and Asia distribution.

  • Structure

Your asset is legally clean and investor-ready before launch as we set up bankruptcy-remote SPVs and configure placement caps under the ≤150 rule per jurisdiction.

Technologies we use

  • APIs and middleware
  • Development and testing tools
  • Security and audit tools
  • Frontend
  • Backend
  • Token standards
  • Smart contract
  • Blockchain networks
  • Database and storage
  • Infrastructure and DevOps

APIs and middleware

Ethers.js
Ethers.js icon
Wagmi
Wagmi icon
Web3.js
Web3.js icon
REST APIs
REST APIs icon
GraphQL
GraphQL icon
Webhooks
Webhooks icon

Development and testing tools

Hardhat
Hardhat icon
Foundry
Foundry icon
Mocha
Mocha icon
Chai
Chai icon
Selenium
Selenium icon

Security and audit tools

MythX
MythX icon
Slither
Slither icon
Manticore
Manticore icon
OpenZeppelin
OpenZeppelin icon

Frontend

React.js
React.js icon
Next.js
Next.js icon
TypeScript
TypeScript icon

Backend

Token standards

ERC-3643
ERC-3643 icon
ERC-1400
ERC-1400 icon
ERC-20
ERC-20 icon
ERC-721
ERC-721 icon

Smart contract

Blockchain networks

Ethereum
Ethereum icon
Polygon
Polygon icon
Binance Smart Chain (BSC)
Binance Smart Chain (BSC) icon
Polkadot/Substrate
Polkadot/Substrate icon

Database and storage

MySQL
MySQL icon
MongoDB
MongoDB icon
IPFS
IPFS icon

Infrastructure and DevOps

AWS
AWS icon
Microsoft Azure
Microsoft Azure icon
Docker
Docker icon
Kubernetes
Kubernetes icon
CI/CD pipelines
CI/CD pipelines icon

APIs and middleware

Ethers.js
Ethers.js icon
Wagmi
Wagmi icon
Web3.js
Web3.js icon
REST APIs
REST APIs icon
GraphQL
GraphQL icon
Webhooks
Webhooks icon

Development and testing tools

Hardhat
Hardhat icon
Foundry
Foundry icon
Mocha
Mocha icon
Chai
Chai icon
Selenium
Selenium icon

Security and audit tools

MythX
MythX icon
Slither
Slither icon
Manticore
Manticore icon
OpenZeppelin
OpenZeppelin icon

Frontend

React.js
React.js icon
Next.js
Next.js icon
TypeScript
TypeScript icon

Backend

Token standards

ERC-3643
ERC-3643 icon
ERC-1400
ERC-1400 icon
ERC-20
ERC-20 icon
ERC-721
ERC-721 icon

Smart contract

Blockchain networks

Ethereum
Ethereum icon
Polygon
Polygon icon
Binance Smart Chain (BSC)
Binance Smart Chain (BSC) icon
Polkadot/Substrate
Polkadot/Substrate icon

Database and storage

MySQL
MySQL icon
MongoDB
MongoDB icon
IPFS
IPFS icon

Infrastructure and DevOps

AWS
AWS icon
Microsoft Azure
Microsoft Azure icon
Docker
Docker icon
Kubernetes
Kubernetes icon
CI/CD pipelines
CI/CD pipelines icon
Map your deal structure to token logic, onboarding, and controlled transfers

Why choose our real estate tokenization services

Solutions built around your deal model

No generic platform gets real estate tokenization right. Our teams start from your asset structure, jurisdiction, and investor rules, then engineer the platform so the token matches the legal and economic reality.

  • Translating SPV or REIT-style wrappers into enforceable token rights
  • Encoding eligibility, lockups, and jurisdiction rules into transfer logic
  • Designing distribution mechanics for equity, income rights, or debt exposure

Tokenization is contract logic plus operational controls. Our engineers build both, so ownership, transfers, and payouts behave predictably under real investor activity.

  • Building on Ethereum and EVM networks, plus Polkadot/Substrate when required
  • Selecting standards based on compliance needs: ERC-3643, ERC-1400, ERC-20, ERC-721
  • Using Hardhat and Foundry pipelines, then validating contracts through testing and security analysis

If compliance is handled manually, it will break at scale. We wire KYC/AML, permissions, and transfer constraints directly into platform behavior.

  • Integrating KYC and AML onboarding plus ongoing eligibility checks
  • Applying role-based access for issuers, admins, and compliance operators
  • Designing GDPR-aware data flows by keeping PII off-chain and referencing it securely

A tokenization platform must support multiple assets, more users, and changing rules without chaos. We build for that reality from day one.

  • Designing modular architecture for multi-asset and multi-offering expansion
  • Implementing custodial and non-custodial wallet flows, including multisig options
  • Shipping production DevOps: CI/CD, environment separation, monitoring, logging, incident response

How it works: the real estate tokenization process

Asset valuation

  • Establishing fair market value using appraisals and cash flows
  • Documenting assumptions and inputs for audit and disclosures
  • Defining valuation update rules for reporting and governance

Legal structuring

  • Selecting the SPV or REIT-style wrapper that defines token rights
  • Preparing offering docs and operating rules for compliance
  • Mapping KYC/AML, eligibility, and data protection into requirements

Token creation

  • Defining token rights, supply, divisibility, and payout parameters
  • Choosing token standards and transfer rules for regulated flows
  • Implementing lifecycle controls like pause, freeze, burn, and reissue

Smart contract integration

  • Encoding ownership, transfer rules, and admin role permissions
  • Automating distributions using record dates and payout schedules
  • Validating contracts via testing, analysis, and secure deployment

Investor onboarding

  • Verifying identities and eligibility before purchase or transfer
  • Providing dashboards for holdings, payouts, and transaction history
  • Configuring primary issuance and controlled secondary transfers

Ongoing management

  • Maintaining cap table tracking, monitoring, and audit exports
  • Updating policies and releases as rules and offerings evolve
  • Operating securely with monitoring, reviews, and incident response

What our customers think

All testimonials (59)

Innowise has successfully delivered the client's MVP, marking the project's success. The team has offered excellent project management, as they're highly efficient and always deliver on time. Overall, their passion and depth of expertise are outstanding.
Tim Benedict
CTO, Vitreus
5.0
Read full review
See project details
High seniority, high proactivity and high work independence and reasonable price. Really great people.
Leo Iannacone
VP of Engineering, Plentific
5.0
Read full review
See project details
They were flexible with my project management requirements, bringing on developers when we needed to double down. The developers worked super hard, sometimes around the clock with me, to get our project done.
Alex Friedman
CEO, Switchbackr Worldwide, Inc.
5.0
Read full review
See project details

FAQ

Most real estate can be tokenized if the economic rights are clearly defined and legally enforceable. Typical assets include commercial buildings, residential and rental portfolios, mixed-use projects, development-stage equity or debt, and fund or portfolio structures where tokens represent shares in the holding vehicle.

Compliance is handled through a combination of legal structuring (for example, the entity wrapper and investor rights) plus platform enforcement such as KYC/AML onboarding and transfer restrictions for verified participants. Standards like ERC-3643 are designed to encode identity and transfer rules for permissioned assets.

Fractional ownership works by splitting the economic rights into smaller units represented by tokens, so investors can hold a portion of the asset instead of buying the full property. In a token marketplace model, those portions can be transferred between eligible participants and aggregated by buyers if they want to increase their share.

Tokenization can be implemented on Ethereum and other EVM-compatible networks, and also on Polkadot/Substrate, depending on requirements. Network selection is based on the compliance model, transaction costs, ecosystem integrations, custody options, and the operational needs of issuance and secondary transfers.

A real estate tokenization platform typically takes several months, depending on compliance scope and integrations. Timelines vary by asset structure, jurisdiction, token model, KYC/AML depth, custody approach, and whether you need secondary transfer workflows, reporting modules, and external system integrations.

Cost depends on asset scope (single asset vs multi-asset), onboarding depth (KYC tiers, document flows), custody choice, secondary transfer requirements, and the number of external systems you need to connect. The fastest way to get a reliable number is to define the operating model and compliance constraints first, then estimate modules.

Real estate tokenization commonly uses ERC-20 for fungible ownership units and ERC-721 for unique assets or document-linked tokens. For regulated offerings, ERC-3643 and ERC-1400 are often used to support permissioned transfers, identity-based eligibility, and compliance-driven controls.

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