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Innowise is an international full-cycle software development company founded in 2007. We are a team of 1600+ IT professionals developing software for other professionals worldwide.
About us
Innowise is an international full-cycle software development company founded in 2007. We are a team of 1600+ IT professionals developing software for other professionals worldwide.

Digital wallet app development company

Innowise excels at creating sophisticated digital wallet solutions leveraging an advanced technology stack. This enables the development of secure, reliable eWallet apps, safeguarding against fraud and data breaches. We also design user-friendly interfaces for digital wallet apps, making online transactions effortless for users of all tech levels. Our team crafts bespoke eWallet apps, offering seamless integration into your existing systems and aligning with your strategic goals.

Craft your digital wallet success story

  • Digital wallet web app development
Innowise develops secure and user-friendly web-based wallets. Our extensive expertise in web app development allows us to engineer top-of-the-line eWallets that ensure seamless online payments and efficient financial management.
  • Digital wallet mobile app development
Our mobile wallet app development services are tailored to meet businesses’ and consumers’ needs. Whether it’s enhancing convenience or smoothly integrating innovative features that drive exceptional user experiences.
  • Closed digital wallet app development
Our app development company creates closed wallet apps designed to facilitate transactions solely within the issuing organization’s ecosystem. This type of wallet fosters strong relationships with end-users.
  • Semi-closed eWallet app development
Our eWallet app development company builds semi-closed wallets that can only be accessed in specific locations, ensuring a controlled ecosystem. Transactions happen online, and users are prohibited from withdrawing funds.
  • Open digital wallet app development
The development of open digital wallet apps focuses on creating payment apps for every type of transaction. These apps support various payment methods, collaborate with banks, and offer ATM withdrawal convenience.
  • Cross-platform wallet app development
Cross-platform wallet app development involves crafting applications compatible with multiple operating systems, such as iOS and Android. As a result, users can use this app on different mobile phones with the same experience.
  • Cryptocurrency wallet development
Our cryptocurrency wallet development company is dedicated to creating wallets for storing, sending, and receiving crypto. These wallets employ advanced encryption and blockchain technology to safeguard digital assets.
  • AI-powered wallet development
As an artificial intelligence development company, we integrate AI that provides financial insights, automates budgeting, and offers smart recommendations, helping users make informed economic decisions.
  • NFT-based wallet development
Our NFT development company creates user-friendly wallets tailored for individuals interested in non-fungible tokens, allowing them to securely store, trade, and showcase their NFT collections. These wallets often include NFT marketplaces and NFT portfolio management.

Advanced technologies for digital wallet app development

Artificial intelligence integration in an eWallet app involves incorporating AI algorithms and machine learning models to enhance various aspects of the wallet’s functionality. AI can be used for fraud detection, customer support chatbots, personalized financial recommendations, and predictive analytics.
By utilizing cloud application development services, an eWallet app can securely store user data, transaction history, and wallet balances in the cloud. This ensures that critical information is easily accessible from any device with an internet connection, enhancing the reliability and robustness of the wallet.
With our IoT software development services, we connect a digital wallet with IoT devices for seamless, secure, and convenient transactions. For example, users can pay for goods or services by simply tapping their wallet-enabled smartphone on an IoT-enabled payment terminal.
Point of sale (PoS) payment solutions allow users to transact using their eWallet apps at physical retail locations. This integration typically involves providing merchants with hardware and software that can accept wallet payments. It enhances the versatility of the digital wallet, making it suitable for online and offline purchases.
Integrating with various online payment platforms and services allows a digital wallet to facilitate online transactions. Users can link their wallets to eCommerce websites, subscription services, or digital marketplaces to make payments, purchases, or subscriptions with unparalleled ease and convenience.
  • Artificial intelligence integration
  • Cloud software integration
  • IoT software integration
  • PoS payment solutions
  • Online payment software integration
Artificial intelligence integration

Artificial intelligence integration

Artificial intelligence integration in an eWallet app involves incorporating AI algorithms and machine learning models to enhance various aspects of the wallet's functionality. AI can be used for fraud detection, customer support chatbots, personalized financial recommendations, and predictive analytics.
Cloud software integration

Cloud software integration

By utilizing cloud application development services, an eWallet app can securely store user data, transaction history, and wallet balances in the cloud. This ensures that critical information is easily accessible from any device with an internet connection, enhancing the reliability and robustness of the wallet.
IoT software integration

IoT software integration

With our IoT software development services, we connect a digital wallet with IoT devices for seamless, secure, and convenient transactions. For example, users can pay for goods or services by simply tapping their wallet-enabled smartphone on an IoT-enabled payment terminal.
PoS payment solutions

PoS payment solutions

Point of sale (PoS) payment solutions allow users to transact using their eWallet apps at physical retail locations. This integration typically involves providing merchants with hardware and software that can accept wallet payments. It enhances the versatility of the digital wallet, making it suitable for online and offline purchases.
Online payment software integration

Online payment software integration

Integrating with various online payment platforms and services allows a digital wallet to facilitate online transactions. Users can link their wallets to eCommerce websites, subscription services, or digital marketplaces to make payments, purchases, or subscriptions with unparalleled ease and convenience.

Digital wallet app development: core features

Transaction history 
and notifications
Transfer money to/from 
the bank accounts
Bill payments
Management

of virtual cards
Contactless payment
Secure authentication
Analytics-based dashboards
Chatbot and live 
customer support
Multi-currency
support
Peer-to-peer payments 
Checking the balance
Data backup

Seeking a smarter way to pay?

Discover Innowise’s groundbreaking wallet solutions for effortless payments

Benefits of eWallet app development for business

Enhanced convenience

Enhanced convenience

Digital eWallet app development revolutionizes payment processes, ensuring unparalleled convenience for customers. With just a few taps, transactions are completed in real time, eliminating physical currency. This seamless payment experience enhances customer satisfaction and loyalty.
Customer insights

Customer insights

Digital wallets serve as a treasure trove of invaluable customer data. Businesses gain deep insights into spending habits, preferences, and purchase history. Armed with this knowledge, they can craft highly targeted marketing campaigns and tailor product offerings to meet their clientele’s exact needs and desires.
Cost efficiency 

Cost efficiency

Embracing eWallet app development can result in substantial cost savings for businesses. Operational expenses are curtailed by reducing traditional cash-handling methods and physical payment terminals. This approach frees up resources for other crucial aspects of business growth.
Swift transactions 

Swift transactions

Digital wallets facilitate swift payment processing, significantly reducing waiting times at checkout counters. This seamless efficiency not only enhances the overall customer experience but also minimizes cart abandonment, ensuring more completed transactions and higher profitability.

How much does our digital wallet app development cost?

Developing a digital wallet app requires a thorough understanding of the factors that influence costs. eWallet app development necessitates a comprehensive grasp of the factors that shape the associated costs. It’s crucial to realize that determining the financial investment for your project is not a one-size-fits-all endeavor. Instead, it’s a nuanced calculation influenced by a spectrum of project-specific variables. Have a look at the factors influencing the price.

Wallet features

Security measures

Technology stack

Platform choice

Design and user-experience

Integration complexity

Digital wallet app development process

Crafting a successful digital wallet application entails traversing several meticulously planned phases, each playing a pivotal role in its ultimate success.
01

Сonceptualization

In this crucial phase, you conceptualize the digital wallet’s core purpose and functionality, laying the foundation for a successful project.
02

UX/UI

We craft an intuitive, visually pleasing interface to enhance user adoption and satisfaction, aligning the design with your wallet’s unique features.

03

Development

Our experienced team of app developers bring your concept to life, building app functionality, security, and connectivity with precision and expertise.
04

Testing and QA

To provide app users with a satisfying experience, we conduct rigorous testing to ensure that your app is bug-free, secure and ready to go into production.
05

Deployment

Then, our experts launch the eWallet app on the platforms of your choice, making it easily accessible to the audience you wish to reach.
06

Marketing and promotion

Using our marketing services, we help you reach out and connect with potential users to maximize your app’s reach, impact, and effectiveness.
eWallet apps empower us to meet customer demands for flawless, secure transactions, fostering trust and loyalty. By embracing digital wallet app development, we’re not only staying ahead of the curve but also unlocking new avenues for growth and innovation. It’s a game-changer, and we’re excited to lead the charge in creating innovative solutions that enhance the customer experience and drive business success.

Dmitry Nazarevich

CTO at Innowise

Why choose Innowise as an eWallet app development company?

We understand the importance of having financial software solutions that grow with the business and quickly adapt to changing needs. We design solutions that engage customers flawlessly across multiple channels and devices. Our eWallet app development company offers a combination of technical expertise, adept project management, and creative innovation, all backed by our proven track record in building industry-leading applications.

Business needs come first

It is our priority to meet your business needs above all else. We don't write code just for the sake of writing code. Instead, we thoroughly analyze your specific requirements and address them effectively.

Proven expertise

We have deep expertise in eWallet app development for diverse clients. Our partnerships with universities cultivate the right future talent, ensuring our teams stay on top of industry trends.

Security-first approach

Innowise places the highest priority on implementing the latest encryption, authentication, and fraud prevention measures. As a result, your users' financial data will remain safe and secure.

Staying in touch

Our commitment to your success continues after launch. We provide support and maintenance services to ensure your eWallet app remains up-to-date and aligned with industry standards.

Wallet development breaking the bank?

Innowise creates digital wallets that minimize your financial burden while maintaining quality

Digital wallet app development: our recent case studies

What our customers think

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Innowise has built an amazing application from scratch in an amazingly short time of just about 3 weeks. Their seniority and in-depth experience in this field make them valuable partners.

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Johannes Schweifer CEO CoreLedger AG
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Innowise’s work met all expectations. The team was efficient, prompt, and on top of their project deliverables. Customers can expect an experienced team that offers an array of business services.

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Alice Bodnar COO Atlas Guides
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We are delighted with Innowise’s commitment to delivering quality work and solving issues quickly. They lead an engaged approach to understanding the team's needs and accomplishing their goals.

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Or Iny CEO Zero Beta

FAQ

eWallet app development is a process of creating a wallet application that allows users to store, manage, and transact with digital versions of their payment methods. This includes credit cards, loyalty cards, and cryptocurrencies.
Developing a digital wallet app is a strategic move for your business, especially in the era of contactless payments. This solution offers unmatched convenience, security, and efficiency for your customers. Moreover, it can foster customer loyalty while providing invaluable insights into their spending habits.
Key features of a digital wallet app include secure payment processing, transaction history tracking, multi-platform compatibility, loyalty program integration, and biometric authentication for added security.
The development time for an app, often influenced by its complexity and features, typically is 3 to 6 months. However, when considering extensive customization or dealing with a complex technology stack, it’s vital to anticipate potential delays in the development timeline.
Essential security measures for a digital wallet app include:
  • Encryption.
  • Multi-factor authentication.
  • Biometric authentication.
  • Secure data storage.
  • Regular security audits.
  • Real-time transaction monitoring.
Mobile wallets can be developed for both iOS and Android platforms, which allows you to tap into a vast user base and extend your market reach. When targeting iOS users, integrating features like Apple Pay can provide a seamless payment experience, while on Android, you can leverage Google Pay to facilitate secure and convenient transactions. Moreover, you can explore opportunities to expand beyond mobile platforms, such as creating versions for wearables, smart TVs, and connected devices.
You can monetize your digital wallet app through transaction fees, premium features, partnerships with merchants for promotions, and offering a subscription plan for enhanced services.
The cost of eWallet app development can vary significantly based on factors like the complexity of features, the development team’s expertise, and the geographic location of development. It typically involves a substantial investment but offers opportunities for a strong return on investment through enhanced customer engagement and revenue generation.

Need other services?

AI development
Our AI-based solutions help businesses make better decisions, increase productivity, and improve operations.
iOS development
We create custom applications for all Apple devices using a comprehensive tech stack.
Android development
Innowise delivers feature-rich Android applications compatible with multiple devices.
Blockchain development
Skyrocket your business development and profits with our top-notch blockchain services.
NFT development
We leverage the power of blockchain technology to deliver state-of-the-art NFT solutions.

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