Biometric Payment App and Solutions

Q: How secure are biometric payment methods?

Biometric payment technology , including biometric fingerprint payment systems and face scan payments, offers enhanced security. Each transaction uses unique biometric data, significantly reducing fraud risks compared to traditional methods.

Q: What happens if my biometric authentication fails?

In biometric payment solutions , if biometric authentication like a fingerprint or face scan fails, the system usually provides alternative secure methods, such as PINs or passwords, to ensure uninterrupted transactions.

Upgrade your payment systems with user-friendly, secure biometric authentication

Biometric payment services from Innowise

Our expertise lies in integrating biometric technology into different payment scenarios, selecting the best biometric payment solutions based on each client’s specific business model and requirements. We focus on enhancing transaction security and customer experience, ensuring our clients benefit from the latest advancements in biometric payment technology.

Biometric security consulting services

We provide guidance for selecting the appropriate biometric modality, system, or biometric payment app for your financial infrastructure. Our team ensures adherence to regulatory standards and provides consultation for enhancing current payment solutions.

Integration of retail biometric payment solutions

In the retail sector, we integrate biometric payment solutions with POS systems, employing fingerprint and facial recognition for fast and efficient transactions. This streamlines customer checkouts and boosts retail security by authenticating customer identities.

Corporate biometric payment system development

For corporate clients, we develop biometric online payment systems for secure authentication of employees in the workplace. They minimize fraud and enhance transaction security while ensuring non-disruptive integration into business operations.

Integration of online biometric authentication for eCommerce

We equip eCommerce platforms with tailored biometric authentication, integrating face scan payment and fingerprint payment systems. They bolster transaction security and enhance customer trust without requiring complex configurations or setup.

Custom biometric payment solution development

Our development process for custom biometric payment solutions involves a deep analysis of client-specific challenges to create a tailored biometric-based payment system. We utilize the most effective technologies to address industry needs and operational demands.

Biometric payment integration for apps

We integrate a biometric-based payment system, targeting specific security challenges in mobile banking, digital wallets, and fintech apps. This approach lowers fraud exposure, adds authentication layers, and streamlines user experience in financial transactions.

Biometric payment integration services we offer

Integrating biometric payment solutions brings increased fraud protection and convenience, streamlining transactions for many types of financial activities. Our services span multiple platforms and use cases across industries, ensuring seamless integration without interrupting core business processes.

Credit/debit cards

We integrate biometric verification with banking card systems, enabling transactions verified via biometrics. These solutions replace traditional PINs and passwords, simplifying identity verification and payment confirmations.

Bank accounts

Our team connects your bank accounts with our biometric integration services for secure operations. We integrate biometric authentication into banking systems, enhancing security for in-person transactions like credit approvals.

Digital wallets

We integrate biometric payment authentication into your digital wallet systems. This method safeguards payments and e-tickets, transportation cards, boarding passes, and cryptocurrencies, replacing easily forgotten passcodes.

Physical points of sale

We develop custom software for POS system integration, tailoring it to hardware specifications like in-built cameras. Our services offer facial recognition systems for employee identification and payment processing.

Elevate transaction experience with our biometric payment solutions.

We blend top-tier security with ease of use to deliver payment experiences for forward-thinking businesses.

Types of biometric payment methods

Our team integrates specially designed biometric payment methods and systems to meet the unique requirements of our clients. Our goal is to strike a balance between heightened security and ease of use, ensuring that the biometric payment solutions we implement simplify your business operations.

Fingerprint payment recognition

Ideal for everyday retail transactions, fingerprint payment solutions securely authenticate transactions by matching a user's fingerprint with a stored template. This method is particularly effective in retail environments, where speed and convenience are paramount, yet security cannot be compromised.

Facial payment recognition

Our face scan payment systems are best suited for environments where contactless transactions are preferred, such as quick-service restaurants or public transport ticketing terminals. Face scan payment solutions use algorithms to match facial features, offering a safe contactless payment method.

Iris scanning

Iris scanning analyzes the unique patterns in the iris, making it nearly impossible to replicate or forge. It’s a go-to biometric payment system for situations demanding the highest level of security or corporate access control, such as safeguarding sensitive financial transactions or getting into areas with restricted access.

Voice recognition

Voice recognition systems provide fast and secure authentication by analyzing unique voice patterns. Ideal for banking call centers and customer service hotlines, this method verifies identities over the phone, increasing the level of security for remote transaction verification and streamlining the billing process for customers.

How much does biometric payment integration cost?

The cost of integrating biometric payment systems is tailored to each client’s unique requirements. We emphasize transparency in cost calculation, assisting our clients in determining each component and factor of the expense.

Hardware device costs

R&D expenses

Patent and license fees

Expert hiring and training

Software infrastructure

Hardware & software maintenance cost

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Upgrade to the latest biometric payment technology with Innowise

Key benefits of biometric payment technology

Biometric payment technology offers an array of advantages, enhancing customer experience and business operations. Beyond voice, face, iris, and fingerprint recognition, we integrate signature recognition into your business operations, adding an extra layer of protection for greater security.

Enhanced security

Biometric-based payment systems boost fraud protection of your operations. Biometric payment technology utilizes unique biological traits, making fraud through stolen or replicated cards nearly impossible, reducing financial liability.

Seamless integration

Integrating biometric payment technology into existing systems is typically straightforward, resulting in minimal disruption to business activities. This enables companies to immediately profit from faster, trustworthy transactions.

Payment authentication options

Biometric systems offer diverse payment authentication methods, including fingerprint scanning, facial recognition, and iris scanning. This variety caters to different preferences and scenarios depending on business requirements.

Improved shopping experience

Biometric payment solutions enable immediate transaction processing, cutting wait times, upgrading the checkout experience, and improving customer throughput. Consequently, they operate well in high-traffic business settings.

Security and privacy in biometric payment solutions

At Innowise, we place paramount importance on the security and regulatory compliance of the biometric payment solutions we implement. We strictly follow PSD2, ISO 19092, ISO/IEC 27005, PCI DSS, and other security frameworks governed by local laws and regulations. The commitment to legal integrity is the cornerstone of our service, instilling confidence in our clients.

Core security principles

We encrypt biometric data during transit and storage and enforce strict access controls to limit visibility to authorized personnel. Our team applies data anonymization wherever feasible and conducts regular security audits to tackle vulnerabilities proactively. Whenever there is an incident involving a data breach, we immediately activate a well-defined incident response plan.

GDPR adherence

Innowise processes biometric data lawfully, fairly, and transparently, committing to strict usage limitations. We practice data minimization to maintain accuracy, and store data only as necessary for its integrity and confidentiality. This approach upholds ethical standards, protecting user privacy and ensuring the responsible use of sensitive biometric information.

Cross-border data transfer compliance

We manage cross-border biometric data transfers by adhering to data protection standards and following regulations like China’s Personal Information Protection Law (PIPL), Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA), Japan’s Personal Information Protection Act (APPI), and the California Consumer Privacy Act (CCPA) among others.

Technical and organizational measures

We conduct Data Protection Impact Assessments (DPIAs) for high-risk activities, enforcing robust security measures like encryption and access controls. By integrating privacy into design principles, we embed data protection in biometric online payment systems from inception. Our team provides safeguarding throughout the entire data lifecycle

Opt for a team with deep expertise in biometric technology.

Choose Innowise for a reliable partnership in modernizing your payment processes.

Why choose Innowise?

Innowise excels in developing biometric payment solutions, aimed at transforming the financial landscape for our clients. We blend cutting-edge technology with industry insights and deliver systems that not only heighten transaction security but also elevate the simplicity of customer interactions.

Global security standards

We stringently align biometric payment solutions with international security standards. The systems we integrate consistently meet security benchmarks, providing safety and integrity in financial transactions.

Custom team selection

Clients can hand-pick their extended team members, selecting a perfect match for their project needs and preferences. This personalized approach fosters confidence and peace of mind for our clients throughout development.

Extensive experience

With over 16 years of experience in fintech and banking, we bring a wealth of skills and knowledge to every software development project. Our long-standing industry presence enables us to develop both cutting-edge and reliable systems.

Transparent processes

Transparency is vital, especially in projects involving financial operations and security. We maintain open communication through regular updates, reports, and meetings, keeping all stakeholders informed and involved.

We assist businesses in the implementation of biometric payment solutions that combine speed and security, be it face scan payment or fingerprint payment systems. With a solid track record in handling intricate transaction projects in collaboration with banks and fintech organizations, we provide reliable support beyond efficiency, guarding against fraud, meeting regulatory requirements, and fostering customer trust.

Dmitry Nazarevich

CTO at Innowise

Our recent case studies

What our customers think

The workflow has been seamless so far, everything is always in a well-organized and timely manner. All crew members we have been working with so far are capable, cooperative, and responsive.

James Odom CEO Paycheck

We are delighted with Innowise's commitment to delivering quality work and solving issues quickly. They lead an engaged approach to understanding the team's needs and accomplishing their goals.

Or Iny CEO Zero Beta

Thanks to Innowise, we can bring significant software functions to the market earlier, which results in a higher number of customers who are willing to sign for our software solution.

Dominik Märkl Director OneStop Pro

FAQ

How secure are biometric payment methods?

Biometric payment technology, including biometric fingerprint payment systems and face scan payments, offers enhanced security. Each transaction uses unique biometric data, significantly reducing fraud risks compared to traditional methods.

Can I use biometric payments for all types of transactions?

Biometric online payment systems are versatile, supporting various transaction types. They can be used for in-store purchases and online shopping, providing a wide range of payment options.

What happens if my biometric authentication fails?

In biometric payment solutions, if biometric authentication like a fingerprint or face scan fails, the system usually provides alternative secure methods, such as PINs or passwords, to ensure uninterrupted transactions.

Do I need special equipment to use biometric payments?

To use a biometric payment app or system, no special equipment is needed for users. Most modern devices, including smartphones and payment terminals, are equipped with necessary biometric sensors, like fingerprint scanners.

How does Innowise protect my privacy and data?

We utilize advanced encryption to protect biometric data, enforce strict access controls, adhere to GDPR as well as other data protection regulations based on the client’s location. Our team regularly audits your biometric online payment systems for security and anonymizes biometric data wherever possible. Secure data storage in encrypted databases and a comprehensive incident response plan further reinforce our commitment to safeguarding client data against any threats.

Contact us!

Book a call or fill out the form below and we’ll get back to you once we’ve processed your request.

What happens next?

Once we’ve received and processed your request, we’ll get back to you to detail your project needs and sign an NDA to ensure confidentiality.

After examining your wants, needs, and expectations, our team will devise a project proposal with the scope of work, team size, time, and cost estimates.

We’ll arrange a meeting with you to discuss the offer and nail down the details.

Finally, we’ll sign a contract and start working on your project right away.

Biometric payment solutions