Mobile banking app development

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150+

mobile developers

A reliable mobile banking app lets banks give their clients easy access to everyday banking and financial services. At Innowise, we handle the entire process of creating secure, user-friendly apps packed with cutting-edge features tailored to your clients’ needs.

150+

mobile developers

Our mobile app banking development service scope

Our experts are here to create and launch iOS, Android, and cross-platform mobile banking apps. We handle everything to help you deliver top-quality digital banking products and easy-to-use self-service solutions.

Mobile banking app consulting

Mobile banking app development

UI/UX design

Core banking integration

Mobile banking app modernization

Analytics and reporting

Mobile banking app consulting

We’ll provide a project roadmap for every step of the development process — from coming up with a foolproof plan to selecting the right tech stack to align with your business goals.

Mobile banking app development

Our mobile banking app developers stick to the latest coding practices and run all necessary QA procedures — resulting in a slick, reliable mobile banking app that works like a charm.

UI/UX design

We use the latest frameworks to deliver a responsive and intuitive mobile banking app. We also customize the app's appearance to make sure it looks and feels like your brand.

Core banking integration

We’ll integrate your mobile banking app with core banking systems and any third-party services you need. Next, we’ll carry out thorough tests to make sure your data flows without a hitch.

Mobile banking app modernization

Our team of mobile banking app developers will upgrade your app’s design, improve its existing codebase, and add additional features to make it more powerful — and valuable — than ever.

Analytics and reporting

We’ll integrate detailed analytics and reporting tools that track everything from session duration and transaction frequency to user retention rates and feature adoption metrics.

Mobile banking app consulting

We’ll provide a project roadmap for every step of the development process — from coming up with a foolproof plan to selecting the right tech stack to align with your business goals.

Mobile banking app development

Our mobile banking app developers stick to the latest coding practices and run all necessary QA procedures — resulting in a slick, reliable mobile banking app that works like a charm.

UI/UX design

We use the latest frameworks to deliver a responsive and intuitive mobile banking app. We also customize the app's appearance to make sure it looks and feels like your brand.

Core banking integration

We’ll integrate your mobile banking app with core banking systems and any third-party services you need. Next, we’ll carry out thorough tests to make sure your data flows without a hitch.

Mobile banking app modernization

Our team of mobile banking app developers will upgrade your app’s design, improve its existing codebase, and add additional features to make it more powerful — and valuable — than ever.

Analytics and reporting

We’ll integrate detailed analytics and reporting tools that track everything from session duration and transaction frequency to user retention rates and feature adoption metrics.

In the highly regulated banking sector, it’s not just about knowing your tech: it’s about knowing how the game works. With over eight years of experience in banking software development under our belt, we know the industry's unique challenges inside and out. We create mobile banking apps that aren’t just secure and easy-to-use — they’re tailored to fit your services perfectly, giving your customers a smooth, hassle-free experience while adding real value to your business.

Siarhei Sukhadolski FinTech Expert at Innowise

Features we implement

We’ll make your mobile banking app the go-to spot for handling your money and managing your personal finances — without any of the headaches. Here’s a taste of what we can bring to the table:

Cardless ATM and contactless payments

Forget fumbling through your wallet for cards: we’ve got you covered with QR codes, NFC, HCE, and RFID tech for tap-and-go mobile transactions and contactless payments.

Personal finance management

Innowise’s personal account management feature lets you easily search through and filter your transaction history, plan and track your budget, and even get personalized financial advice.

Customer support and self-service

Our mobile banking apps make getting help a breeze. With just a tap, you can reach customer service, browse FAQs, explore our knowledge bases, or chat with smart assistants.

Real-time payments

Need to send or receive money in a flash? With transactions happening within seconds, 24/7, you’ll have instant access to funds and immediate payment confirmation whenever you need.

Card management

Take full control of your cards with our card management tools. Activate or block your debit and credit cards, set spending limits, and personalize your transaction alerts — all in one place.

Push notifications

Stay in the loop with real-time alerts: get instant updates for transactions, low balances, and bill payments, so you’re always in the know about what’s happening with your account.

Finance management

Get to grips with finance management by taking advantage of our state-of-the-art tools — including features to help set savings goals, track expenses, plan budgets, and create reports.

Mobile lending

With mobile lending, you can easily apply for a loan right from your phone. You’ll also have the chance to use smart tools that quickly look at your income, cash flow, and credit history.

Digital wallets

Digital wallet integration lets you manage your crypto, swap and convert currencies. It also gives you access to real-time exchange rates, wallet backup, and a QR code scanner.

Value-added mobile banking app features

Biometric authentication

Biometric authentication in mobile banking uses your unique physical traits, like fingerprints or facial recognition, to securely log you in and authorize transactions. It adds an extra layer of security and convenience, making banking fast and safe.

Fingerprint scan
Facial ID
Voice recognition

Advanced security features

Advanced security features in mobile banking keep your money safe with things like encryption, KYC checks, and secure login methods. These tools make sure your info stays private and protect you from fraud, so you can bank with confidence.

KYC/AML automation
Secure encryption
Instant security alerts

Payments

Mobile banking payments offer secure options like P2P transfers, eWallets, contactless payments, and QR code transactions — all designed for quick and safe digital transactions.

Secure digital transactions
P2P transfers
eWallets
Contactless options
QR code payments

Customer-centric solutions

Customer-centric solutions in mobile banking are all about making things easy and personal — imagine getting handy notifications, enjoying a super user-friendly app, and receiving smart, personalized insights to help you manage your money better.

Live chat functionality
Easy appointment scheduling
Loyalty perks, including cashback offers

Value-enhancing banking products

Value-enhancing banking products in mobile banking make managing your money easier and smarter. They help you save time with automated tools, make better financial decisions with personalized insights, and offer greater convenience by putting all your banking needs in one place.

Crypto banking services
Robo-advising

Advanced security features

Payments

Customer-centric solutions

Value-enhancing banking products

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Biometric authentication

Fingerprint scan
Facial ID
Voice recognition

Our partnerships and awards

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Choose Innowise as a mobile banking app development company

We take the time to really listen to our clients wants, needs, and preferences — meaning our solutions are tailor-made to each customer’s specific requirements. When you go with Innowise, you’re not just getting access to the perfect tech stack and flexible options: you’re getting a team that’s all about finding the perfect blend of skills and adaptability for you.

Mobile banking software security

Our mobile banking apps come with cutting-edge security measures and follow strict quality checks and regulatory requirements — meaning you’re fully protected against both existing and emerging threats.

Ensuring regulatory compliance

We make sure our mobile banking apps tick all the boxes for recognized industry standards and security regulations, such as GDPR, PSD2, or PIPEDA, depending on where the bank is and who you are.

Protecting user data integrity

Our mobile banking app developers integrate the highest level of security mechanisms — such as multi-factor verification, biometric authentication, and data encryption — to make sure your sensitive data is fully protected.

Advanced security features

We evaluate your app’s security and detect any bugs or code inconsistencies. Our team even plays the part of a hacker — simulating cyberattacks to spot vulnerabilities and fix them before anyone else can exploit them.

Ready to strengthen your bank's presence in the digital era? We’re here to develop custom mobile banking apps that fit your vision – no matter how complex.

years of experience in banking software

15+

offices all over the world

93%

of returning customers

70,000

specialists in our talent pipeline

93%

of returning customers

70,000

specialists in our talent pipeline

15+

offices all over the world

years of experience in banking software

70,000

specialists in our talent pipeline

years of experience in banking software

15+

offices all over the world

93%

of returning customers

Ready to strengthen your bank's presence in the digital era? We’re here to develop custom mobile banking apps that fit your vision — no matter how complex.

years of experience in banking software

15+

offices worldwide

93%

customers return

years of experience in banking software

15+

offices worldwide

93%

customers return

years of experience in banking software

15+

offices worldwide

93%

customers return

years of experience in banking software

15+

offices worldwide

93%

customers return

Our technology stack

Kotlin/Java (Android)
Swift/Objective-C (iOS)
Dart (Flutter)

JavaScript (React Native, Ionic, Cordova)
C# (Xamarin, .NET MAUI)

Clean Architecture
ViewModel
LiveData
Moxy
Coroutines
RxJava2
Dagger2/Hilt
Room

Cicerone
Navigation Component OkHttp + Retrofit
JUnit
Mockito
Espresso
detekt

VIPER
Clean Swift
SnapKit
XIB
SwiftUI
GCD
Swinject
RxSwift

Combine
CoreData
Alamofire
CocoaPods
XCTest
SwiftLint

React Navigation
React Native
Modules

TypeScript
Redux/Context data management

Clean Architecture
BLoC
Flutter
Async
RxDart
GetIt
Navigator 2.0

Dio
sqflite
Flutter Web
Flutter Test
Mocktail
Bloc Test
linter

C#
Xamarin.Forms (cross-platform)
Xamarin.Native (iOS/Android/UWP/ Mac)

ViewModel
XAML (Forms)
MvvmCross (Native)

KMP
Watch OS
TV
AR
Unity
BLE
NFC
TensorFlow

Google
Maps
Yandex Maps
In-app
Google Pay
Apple Pay

Firebase App Distribution
Bitbucket pipelines
Jenkins

Fastlane
CircleCI

REST
GraphQL

Web-Sockets
gRPC

Git (GitHub, Bitbucket. GitLab)
Firebase
AppCenter
Postman

Figma
Zepplin
Lottie

Unit-Testing (JUnit, Mockito, Roboletric, XCTest, FTest, JEST)
UI-Testing (Espresso, XCUITest, FlutterTest)

Code Analysis (detekt, SwiftLint, Analyzer)
ESLint
E2E-testing (Detox, Appium)

CoreData (iOS)
SQLite + Room (Android)
SQFlite (Flutter)

Realm
Async Storage (React Native storage implementation)

Mobile banking app development case studies

Get your project done at your pace

We’ve fine-tuned our candidate selection and screening process so we can quickly pull together the right team and run your project smoothly. We’ll keep you in the loop concerning progress and tackle any issues right away to avoid potential delays.

Manager assignment 1-2 hours

As soon as you reach out, we’ll assign a sales manager to be your primary point of contact to clarify all the details.

Resume screening 1-2 days

We’ll sift through the resumes of qualified mobile banking app developers who match your criteria and send them your way for initial approval.

Interview setup Optional on request

Want to talk to applicants who match your project needs? You can request interviews with candidates who pique your interest to see if they’re the right fit for you.

Team assembly 1-2 weeks

Need a dedicated project team to bring your vision to life? We'll put together a group with the right skills and expertise to get things done.

MVP development 2-3 months

We’ll have your MVP ready to go in roughly two to three months.

Full development 3-12 months

You’ll receive a fully functional mobile banking app that’s fully customized to your specifications.

Continuous support Lifetime

We don’t just hand over the app and leave: we’ll keep your app consistently up-to-date to reflect changing market trends and user needs.

Manager assignment 1-2 hours

As soon as you reach out, we’ll assign a sales manager to be your primary point of contact to clarify all the details.

Resume screening 1-2 days

We’ll sift through the resumes of qualified mobile banking app developers who match your criteria and send them your way for initial approval.

Interview setup Optional on request

Want to talk to applicants who match your project needs? You can request interviews with candidates who pique your interest to see if they’re the right fit for you.

Team assembly 1-2 weeks

Need a dedicated project team to bring your vision to life? We'll put together a group with the right skills and expertise to get things done.

MVP development 2-3 months

We’ll have your MVP ready to go in roughly two to three months.

Full development 3-12 months

You’ll receive a fully functional mobile banking app that’s fully customized to your specifications.

Continuous support Lifetime

We don’t just hand over the app and leave: we’ll keep your app consistently up-to-date to reflect changing market trends and user needs.

Manager assignment 1-2 hours

Once we get your initial request, we’ll assign you a dedicated sales manager. They'll be your main point of contact, ready to clarify any details if needed.

Resume screening 1-2 days

We’ll sift through the resumes of qualified mobile banking app developers who match your criteria and send them your way for initial approval.

Interview setup Optional on request

Want to talk to applicants who match your project needs? You can request interviews with candidates who pique your interest to see if they’re the right fit for you.

Team assembly 1-2 weeks

Need a dedicated project team to bring your vision to life? We'll put together a group with the right skills and expertise to get things done.

MVP development 2-3 months

We’ll have your MVP ready to go in roughly two to three months.

Full development 3-12 months

You’ll receive a fully functional mobile banking app that’s fully customized to your specifications.

Continuous support Lifetime

We don’t just hand over the app and leave: we’ll keep your app consistently up-to-date to reflect changing market trends and user needs.

What our customers think

Alice Bodnar COO Atlas Guides

“Innowise’s work met all expectations. The team was efficient, prompt, and on top of their project deliverables. Customers can expect an experienced team that offers an array of business services.”

Industry Software
Team size 8 specialists
Duration 24+ months
Services Mobile development

Ory Goldberg CEO Traxi

“I'm very satisfied with their high-quality work and ability to deliver exactly what I want through a very professional approach. Their flexible and available process is key to the ongoing project's success.”

Industry Software
Team size 10 specialists
Duration 24+ months
Services Mobile development, web development

Davide Criscione Founder & CEO DC Services GmbH

Innowise has found high-quality resources that fit well within their assigned internal teams. They had the resources ready to start in a short period. The team offers responsive and personable project management. Moreover, they're proactive and don't overpromise.

Industry IT services
Team size 12 specialists
Duration 15+ months
Services IT Staff Augmentation

FAQ

How does Innowise keep mobile banking apps 100% secure?

First off, we use smart KYC/AML verification to prevent unauthorized access. We’ve got biometric authentication like fingerprint and facial recognition to keep identity theft at bay – plus our AI-powered fraud detection feature keeps an eye out for any shady activity.

Why should I upgrade my existing mobile banking app?

Upgrading your app makes it much more user-friendly, meaning your audience can enjoy intuitive navigation for an uninterrupted banking experience. Plus, with fewer bugs and glitches thanks to regular updates, your satisfied customers are more likely to stick around and recommend your bank.

Can you integrate my mobile app with my existing banking systems?

Our team is more than happy to link up your mobile banking app with the core banking systems and any other third-party services you’re currently using. We’ll make sure everything syncs up in real time across all touchpoints, so your customers get to enjoy an easy omnichannel banking experience, wherever they are.

How do you handle customer support and app maintenance post-launch?

We’re on it with regular and ongoing app maintenance and updates, bringing quick rollouts of new features. Innowise’s monitoring tools are perfect for real-time issue detection, performing thorough testing and UX audits to catch any hiccups right away.

What’s the typical timeline for developing a mobile banking app?

A development timeline can take anywhere from a few months to a year or more. It all depends on which features you want, any UX/UI requirements you have in mind, and – of course – how strict your security protocols will be.

Feel free to book a call and get all the answers you need.

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