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NB
Innowise er et internasjonalt selskap som utvikler programvare for hele syklusen. selskap grunnlagt i 2007. Vi er et team på mer enn 2500+ IT-profesjonelle som utvikler programvare for andre fagfolk over hele verden.
Hvordan vi arbeider Bedrifters sosiale ansvar Designstudio XR studio Partnerskap Karriere Blogg
Fullsyklus programvareutviklingstjenester
IT-rådgivning og rådgivning Nettutvikling Mobil utvikling Utvikling av innebygd programvare Utvikling av tilpasset programvare MVP-utvikling Utvikling av nett cloud ERP-utvikling Stordatamaskinstøtte Modernisering av arv
UI/UX design 3D-design Programvaretesting og kvalitetssikring Sikkerhetstesting Administrasjon av databaser DevOps DevSecOps Nettverk Forsterkning av IT-personell Dedikert team
Implementering av avansert teknologi
Big data Datahåndtering Dataanalyse Data Engineering Visualisering av data Business intelligence Machine learning Kunstig intelligens Data science Bærekraft og ESG

Digital transformasjon Automatisering av forretningsprosesser Automatisering av robotiserte prosesser Cybersikkerhet Tingenes internett Blockchain NFT Metaverse AR& VR
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Om oss
Innowise er et internasjonalt selskap som utvikler programvare for hele syklusen. selskap grunnlagt i 2007. Vi er et team på mer enn 2500+ IT-profesjonelle som utvikler programvare for andre fagfolk over hele verden.
Last ned oversikt
Oversikt Hvordan vi arbeider Bedrifters sosiale ansvar Designstudio XR studio Partnerskap Karriere Blogg
Tjenester
Alle tjenester
Fullsyklus programvareutviklingstjenester
IT-rådgivning og rådgivning Nettutvikling Mobil utvikling Utvikling av innebygd programvare Utvikling av tilpasset programvare MVP-utvikling Utvikling av nett cloud ERP-utvikling Stordatamaskinstøtte Modernisering av arv
UI/UX design 3D-design Programvaretesting og kvalitetssikring Sikkerhetstesting Administrasjon av databaser DevOps DevSecOps Nettverk Forsterkning av IT-personell Dedikert team
Implementering av avansert teknologi
Big data Datahåndtering Dataanalyse Data Engineering Visualisering av data Business intelligence Machine learning Kunstig intelligens Data science Bærekraft og ESG
Digital transformasjon Automatisering av forretningsprosesser Automatisering av robotiserte prosesser Cybersikkerhet Tingenes internett Blockchain NFT Metaverse
AR &VR
Teknologier
Alle teknologier
Front-end
React Angular Vue.js JavaScript
Back-end
Java .NET Python PHP Node.js Unity Ruby Golang Rust C/C++ Unreal Engine Cobol
Mobile
iOS Android Flutter React Native Xamarin .NET MAUI Kotlin Swift
Cloud
AWS Azure GCP Sharepoint
ERP & CRM
SAP MS Dynamics 365 Odoo Salesforce
Bransjer
Alle bransjer
Finans Banking Handel Forsikring eCommerce Detaljhandel
Helsevesen Farmasi Utdanning Telekommunikasjon Medier og underholdning
Enterprise Produksjon Biler Logistikk Transportation Markedsføring Annonsering
Regjeringen Energi og allmenne tjenester Olje og gass Bygg og anlegg Fast eiendom Landbruk Reise
Portefølje
Casestudier
Banking Finans Helsevesen Legemidler
eCommerce Detaljhandel Produksjon Enterprise
Våre plattformer
System for søkersporing (ATS) HRM-system Læringsadministrasjonssystem (LMS) System for booking av arbeidsrom

eWallet app development services

Stop losing users to clunky UX and rigid APIs. Build the wallet they actually want to use. Custom features. Full control. Zero shortcuts. Our eWallet app development company will handle the tech, and you own the growth.

La oss bygge det

20+

eWallet projects delivered

30+

experts in eWallet tech

80%

senior- og mellomnivåspesialister

Stop losing users to clunky UX and rigid APIs. Build the wallet they actually want to use. Custom features. Full control. Zero shortcuts. Our eWallet app development company will handle the tech, and you own the growth.

La oss bygge det

20+

eWallet projects delivered

30+

experts in eWallet tech

80%

senior- og mellomnivåspesialister

Why eWallet app development is a smart business move

  • You control the entire user journey
  • Onboarding stops scaring people off
  • You get insight, not just transactions
  • You reach the users big wallets ignore
  • Your roadmap runs on your terms

You control the entire user journey

Every time someone pays through Apple Pay or Google Pay, those brands get recognition. Not yours. Developing your own wallet makes you the default. You own the interface, the data, and the trust that comes with every transaction.

You control the entire user journey

Onboarding stops scaring people off

Ever watched someone drop off during onboarding? Clunky KYC, awkward UI, limited options — all friction. A custom wallet gives you the power to remove it. Faster signups. Fewer abandoned carts. More transactions.

Onboarding stops scaring people off

You get insight, not just transactions

Third-party wallets give you a basic user experience. But your own wallet app can provide much deeper visibility. With proper tools, you can track how users move through the app, where they drop off, and which features drive engagement.

You get insight, not just transactions

You reach the users big wallets ignore

You can build a wallet that works where others don’t. This lets you serve customers in emerging markets, niche segments, and high-friction industries with seamless experiences powered by localized flows, currencies, and smart integrations.

You reach the users big wallets ignore

Your roadmap runs on your terms

Want to launch a new feature? Test a new currency? Integrate a partner? Good luck waiting in line at a third-party roadmap meeting. Your wallet means your timeline, your roadmap, and your call.

Your roadmap runs on your terms
You control the entire user journey

Every time someone pays through Apple Pay or Google Pay, those brands get recognition. Not yours. Developing your own wallet makes you the default. You own the interface, the data, and the trust that comes with every transaction.

You control the entire user journey
Onboarding stops scaring people off

Ever watched someone drop off during onboarding? Clunky KYC, awkward UI, limited options — all friction. A custom wallet gives you the power to remove it. Faster signups. Fewer abandoned carts. More transactions.

Onboarding stops scaring people off
You get insight, not just transactions

Third-party wallets give you a basic user experience. But your own wallet app can provide much deeper visibility. With proper tools, you can track how users move through the app, where they drop off, and which features drive engagement.

You get insight, not just transactions
You reach the users big wallets ignore

You can build a wallet that works where others don’t. This lets you serve customers in emerging markets, niche segments, and high-friction industries with seamless experiences powered by localized flows, currencies, and smart integrations.

You reach the users big wallets ignore
Your roadmap runs on your terms

Want to launch a new feature? Test a new currency? Integrate a partner? Good luck waiting in line at a third-party roadmap meeting. Your wallet means your timeline, your roadmap, and your call.

Your roadmap runs on your terms

Custom eWallet app development services for every model

No two wallets serve the same purpose. Some need open access, others demand control. Some launch fast with white-label tech, others grow with deep integrations. Whatever your model, we build it around your goals, your users, and your revenue.

Open eWallets

Let users pay anyone, anywhere. Ideal for marketplaces and ecosystems. Full flexibility, full scalability, built with compliance in mind.

Closed eWallets

Keep users inside your payment loop. Perfect for retail, delivery, or gaming apps where repeat transactions and loyalty really matter.

Semi-closed eWallets

Support curated payment networks with controlled reach. A smart fit for partnerships, franchises, and hybrid payment models.

Lommebøker for kryptovaluta

Give your users secure, multi-currency crypto wallets with DeFi-ready features and seamless asset management.

White-label eWallets

Build a wallet you can brand, own, and offer to others. We develop scalable white-label solutions ready for your customers, partners, or platform.

Platform-based eWallets

We partner with trusted eWallet platforms like SDK.Finance to speed up development while retaining full flexibility. Ideal for MVPs or fast-moving teams.

Every missed feature is a lost customer

Vi bygger løsninger som forenkler arbeidet og støtter veksten din.

La oss snakke sammen

Our eWallet development solutions for every platform

Native mobile eWallet apps
Cross-platform eWallet apps
Loyalty wallets
Prepaid wallets
Bankapper
P2P-betalingsapper
Contactless wallets
Digital gift cards
Wearable wallet apps
Vis alle Vis mindre

Building your own eWallet means owning the full value chain. From customer data to revenue flows, the brands winning today are the ones controlling the experience from start to finish. Most wallet projects fail because they were built without a clear business model behind them. At Innowise, we start with growth levers: who pays, how often, and why they’d stay. Everything else is tech in service of strategy.

Siarhei Sukhadolski
FinTech-ekspert

Choose Innowise for eWallet app development

At Innowise, we understand what makes a wallet worth using. We’ve delivered products for banks, startups, and retailers in different markets and tech environments. That experience shapes everything we do, from day one. If you want an eWallet that’s built to win, we’re already thinking on your level.

The tech that powers our client’s success

Building a great eWallet takes more than clean code. At Innowise, we bring together the right tech, architectures, and compliance tools to deliver secure, compliant, and user-friendly wallet apps that thrive in real markets.

Blockchain & tokenization
We build crypto-ready wallets using Ethereum, Polygon, and other blockchains that feature smart contracts, tokenization, and secure on-chain transaction logic.
Biometrisk autentisering
Secure authentication shouldn’t come at the cost of usability. That’s why we integrate Face ID, fingerprint, and voice recognition to keep access convenient and fraud-resistant.
AI-drevet svindeloppdagelse
Our ML-driven systems detect fraud in real time, flagging unusual behavior and adapting dynamically as your user base grows.
NFC & contactless tech
We enable tap-to-pay features using NFC, HCE, and QR code tech, built for low latency, POS integration, and secure token exchange.
Arkitektur for mikrotjenester
Scalable backends built on microservices architecture support independent feature updates, fast scaling, and smooth third-party integrations.
KYC & AML automation
By integrating tools like Onfido and Sumsub, we enable automated KYC/AML checks, speed up onboarding, and keep your eWallet compliant across regions.

Featured digital wallet development projects

post_img_180963
Programvare for TV-distribusjon og fakturering
Back-end-utviklingFaktureringDataanalyseFront-end-utviklingJavaScriptNode.jsPayment
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Dokumentasjon av programvareprosjekt: 30% raskere implementering av nye funksjoner
BankingVirksomhetsanalysePaymentWeb
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Magento 2-migreringstjenester: reduserte driftskostnader
Back-end-utviklingeCommerceFront-end-utviklingMagentoMigrasjonPaymentPHP
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post_img_136751
Utvikling av investeringsprogramvare: 17% økning i operasjonell effektivitet for en fremtredende bank
.NETAzureBankingC#CRMFinTechInvesteringer
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Utvikling av spesialtilpasset app for levering av medisiner
AndroidAPIAWSCloudDesktopOppdagelseHelsevesen
Les mer
post_img_131352
White-label crowdfunding-plattform: 50 000 euro investert i oppdrett
LandbrukBlockchainØkologiJavaScriptNode.jsPaymentNettutvikling
Les mer
post_img_125909
Utvikling av markedsplass for e-handel med flere leverandører: 39% økning i antall partnerskap
.NETAzureAutomatisering av forretningsprosesser (BPA)C#eCommerceMarketplacePayment
Les mer
post_img_121602
83% automatiserte bestillinger med tilpasset programvareløsning for hotellbooking
AndroidBestillingAutomatisering av forretningsprosesser (BPA)HoReCaiOSJavaML
Les mer
Alle casestudier
Google-logo. Hays logo. PayPal-logo. Siemens-logo. Nike-logo. Volkswagen-logo. LVMH-logo. Nestle-logo. Novartis logo. Spotify-logo.
Google-logo. Hays logo. PayPal-logo. Siemens-logo. Nike-logo. Volkswagen-logo. LVMH-logo. Nestle-logo. Novartis logo. Spotify-logo.
Aramco-logo Mercedes-logo. Costco Wholesale-logo. Skall-logo. Accenture-logo. NVIDIA-logo. SPAR-logo. Mastercard-logo. CVS Health-logo. Walt Disney-logoen.
Aramco-logo Mercedes-logo. Costco Wholesale-logo. Skall-logo. Accenture-logo. NVIDIA-logo. SPAR-logo. Mastercard-logo. CVS Health-logo. Walt Disney-logoen.
Google-logo.Hays logo.PayPal-logo.Siemens-logo.Nike-logo.Volkswagen-logo.LVMH-logo.
Google-logo.Hays logo.PayPal-logo.Siemens-logo.Nike-logo.Volkswagen-logo.LVMH-logo.
Nestle-logo.Novartis logo.Spotify-logo.Aramco-logo.Mercedes-logo.Costco Wholesale-logo.
Nestle-logo.Novartis logo.Spotify-logo.Aramco-logo.Mercedes-logo.Costco Wholesale-logo.
Skall-logo.Accenture-logo.NVIDIA-logo. SPAR-logo.Mastercard-logo.CVS Health-logo.Walt Disney-logoen.
Skall-logo.Accenture-logo.NVIDIA-logo. SPAR-logo.Mastercard-logo.CVS Health-logo.Walt Disney-logoen.

Vil du effektivisere læringen og gi den beste brukeropplevelsen?

Vi hjelper deg med å nå målene dine og frigjøre ditt teknologiske potensial.

Kontakt oss

Our eWallet app development process

Planning & discovery
  • Defining business goals
  • Analyzing competitors and trends
  • Outlining features & compliance needs
UX/UI design
  • Creating wireframes and flows
  • Designing mobile and web interfaces
  • Building a design system
Product & development
  • Setting up backend infrastructure
  • Developing mobile/web applications
  • Connecting payment and KYC tools
Testing og kvalitetssikring
  • Running functional and UX tests
  • Performing security and stress tests
  • Testing on devices and browsers
Distribusjon og lansering
  • Preparing app store listings
  • Setting up live environments
  • Providing launch day support
Støtte etter lansering
  • Monitoring user behavior
  • Fixing bugs and updating features
  • Launching promotions and campaigns

Top business use cases for eWallet apps

  • Retail & loyalty programs
  • Bank og FinTech
  • Detaljhandel og eCommerce
  • Transportation & mobility
  • Hospitality & travel

Retail & loyalty programs

Digital wallets are redefining how retailers engage with customers, combining payments and personalized offers into a smooth experience. Whether it's a chain of stores or a boutique brand, eWallet apps can drive repeat purchases, support targeted promotions, and simplify loyalty program management.

  • Combined payments and loyalty
  • Location- and behavior-based offers
  • Personalized insights from purchase data
Retail & loyalty programs

Bank og FinTech

Modern banks and FinTechs use eWallets to go beyond traditional services. They want to offer instant transfers, multi-currency support, and seamless onboarding. Whether you're building a neobank or adding wallet features to an existing platform, it's a must-have for digital-first financial services.

  • Instant peer-to-peer and QR code payments
  • Smart spending options
  • Simplified KYC and onboarding
Bank og FinTech

Detaljhandel og eCommerce

From global marketplaces to boutique online stores, digital wallets help remove friction at checkout and boost customer loyalty. With features like one-click payments, saved cards, and cashback integration, they’re a powerful tool to increase conversions and repeat purchases.

  • Frictionless checkout experience
  • Integrated rewards systems
  • Flexible multi-currency support
Detaljhandel og eCommerce

Transportation & mobility

Whether it’s ride-hailing, scooter rentals, or public transit, eWallets simplify payments on the go. They allow users to top up balances, buy tickets, or pay per ride from one place, without fumbling for cash or cards.

  • Contactless ticketing options
  • In-app pass and subscription management
  • Improved user retention with in-app bonuses
Transportation & mobility

Hospitality & travel

Whether it’s hotel bookings, room service, or duty-free shopping, eWallets can centralize all payments during a trip. Travelers expect smooth, secure transactions in local currency, and your app can deliver just that.

  • Seamless multi-currency and tipping support
  • Unified in-app wallet experience
  • Built-in loyalty and perks system
Hospitality & travel

Our eWallet app development tech stack

Frontend
Backend
Sikkerhet
Databaser
Cloud & DevOps
Frontend
React Native
React Native
Flutter
Flutter
Swift
Swift
Kotlin
Kotlin
React.js
React.js
Vue.js
Vue.js
Backend
Node.js
Node.js
NestJS
NestJS
Java (Spring Boot)
Java (Spring Boot)
.NET Core
.NET Core
Go (Golang)
Go (Golang)
Python (Django, FastAPI)
Python (Django, FastAPI)
Sikkerhet
JWT
JWT
OAuth 2.0
OAuth 2.0
HSM
HSM
Vault
Vault
Databaser
PostgreSQL
PostgreSQL
MongoDB
MongoDB
Redis
Redis
Cloud & DevOps
AWS
AWS
Azure
Azure
GCP
GCP
Docker
Docker
Kubernetes
Kubernetes
Terraform
Terraform
Ansible
Ansible
GitLab CI/CD
GitLab CI/CD
Jenkins
Jenkins
Frontend
React Native
React Native
Flutter
Flutter
Swift
Swift
Kotlin
Kotlin
React.js
React.js
Vue.js
Vue.js
Node.js
Node.js
NestJS
NestJS
Java (Spring Boot)
Java (Spring Boot)
.NET Core
.NET Core
Go (Golang)
Go (Golang)
Python (Django, FastAPI)
Python (Django, FastAPI)
JWT
JWT
OAuth 2.0
OAuth 2.0
HSM
HSM
Vault
Vault
PostgreSQL
PostgreSQL
MongoDB
MongoDB
Redis
Redis
AWS
AWS
Azure
Azure
GCP
GCP
Docker
Docker
Kubernetes
Kubernetes
Terraform
Terraform
Ansible
Ansible
GitLab CI/CD
GitLab CI/CD
Jenkins
Jenkins

Build the best eWallet for your users

We bring the tech, speed, and compliance your product needs to succeed.

Snakk med eksperter

Hva kundene våre mener

Or Iny CEO Zero Beta
Zero Beta logo

"Vi er svært fornøyde med Innowises engasjement for å levere kvalitetsarbeid og løse problemer raskt. De har en engasjert tilnærming til å forstå teamets behov og nå målene deres."

  • IndustriFinansielle tjenester
  • Lagets størrelse9 spesialister
  • Varighet12 måneder
  • TjenesterUtvikling av tilpasset programvare
Nonzaliseko Phamane Senior teknologileder Metropolitan
Metropolitan-logo

"Før vi startet oppdraget, hadde vi undersøkt flere IT-selskaper på markedet, og ingen kunne måle seg med Innowise når det gjaldt servicekostnader og kvaliteten på programvareutviklerne som jobbet med oss på prosjektet."

  • IndustriFinansielle tjenester
  • Lagets størrelse5 spesialister
  • Varighet18+ måneder
  • TjenesterGjennomgang av systemarkitektur, utvikling av chatbot og betalingsbehandlingssystem
Alex Friedman CEO Switchbackr Worldwide, Inc.
Switchbackr logo

"De var fleksible i forhold til mine krav til prosjektledelse, og hentet inn utviklere når vi trengte å doble ned. Utviklerne jobbet knallhardt, noen ganger døgnet rundt sammen med meg, for å få prosjektet ferdig."

  • IndustriE-handel
  • Lagets størrelse1 spesialist
  • Varighet7 måneder
  • TjenesterNettutvikling

FAQ

Businesses should consider eWallet app development because it puts control back in their hands and lets them own every step from payment to loyalty. When your wallet fits your users’ needs perfectly, they keep coming back, boosting revenue and loyalty naturally.

The timeline for building a digital wallet with Innowise usually falls between 4 and 6 months. It really depends on how complex your app is and what features you need. Our goal is to deliver a smooth, secure, and user-friendly wallet that works perfectly, right from day one.

When building an eWallet app, focus on features that make payments easy, fast, and secure. Think seamless onboarding, multiple payment options, and biometrics. Add loyalty perks to keep users coming back. But it’s best to consult experts who know what works and why for your needs.

Innowise develops digital wallets for iOS and Android, web apps, desktop applications, and even solutions for wearables and IoT devices. Just give us a shout, and we’ll help you figure out which platforms suit your needs best.

We can’t give a fixed cost upfront because every eWallet project is different. We won’t sell you a dream or make unrealistic promises. Instead, we’ll work with you to find the best solution that fits your needs, budget, and future goals.

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