{"id":196712,"date":"2026-05-08T07:47:14","date_gmt":"2026-05-08T11:47:14","guid":{"rendered":"https:\/\/innowise.com\/?p=196712"},"modified":"2026-05-08T08:40:41","modified_gmt":"2026-05-08T12:40:41","slug":"automated-insurance-underwriting","status":"publish","type":"post","link":"https:\/\/innowise.com\/fr\/blog\/automated-insurance-underwriting\/","title":{"rendered":"Tirer parti des principaux avantages de la souscription automatis\u00e9e dans le secteur de l'assurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"196712\" class=\"elementor elementor-196712\">\n\t\t\t\t<div class=\"elementor-element elementor-element-819836f e-flex e-con-boxed e-con e-parent\" data-id=\"819836f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c955e32 elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"c955e32\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div style=\"display: none;\"><\/div>\n\n<div style=\"display: none;\" class=\"breadcrumbs flex\">\n    <div class=\"info\"> \n    <a href=\"https:\/\/innowise.com\/\">\n  Main\n  <\/a>\n    <\/div>\n    <div class=\"info\">\n         <a href=\"https:\/\/innowise.com\/about-us\/\">\n  About us\n  <\/a>\n    <\/div>\n     <div class=\"info\">\n          <a href=\"https:\/\/innowise.com\/blog\/\">\n  Blog\n  <\/a>\n    <\/div>\n<\/div>\n<script type=\"application\/ld+json\">\n{\n  \"@context\": \"https:\/\/schema.org\/\", \n  \"@type\": \"BreadcrumbList\", \n  \"itemListElement\": [{\n    \"@type\": \"ListItem\", \n    \"position\": 1, \n    \"name\": \"Innowise is on Top: We Are No. 554 on Inc. 5000 Annual List\",\n    \"item\": \"https:\/\/innowise.com\/blog\/inc-5000-puts-innowise-group-among-the-fastest-growing-technology-companies-in-the-usa-2022\/\"  \n  },{\n    \"@type\": \"ListItem\", \n    \"position\": 2, \n    \"name\": \"Blog\",\n    \"item\": \"https:\/\/innowise.com\/blog\/\"  \n  },{\n    \"@type\": \"ListItem\", \n    \"position\": 3, \n    \"name\": \"Main\",\n    \"item\": \"https:\/\/innowise.com\/\"  \n  }]\n}\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-93f634e elementor-widget-tablet__width-inherit elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"93f634e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Leveraging the key benefits of automated underwriting in insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a0ba38f elementor-widget__width-initial elementor-widget elementor-widget-html\" data-id=\"a0ba38f\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"heroBottom\">\r\n  <div>\r\n    <a href=\"https:\/\/innowise.com\/authors\/dmitry-nazarevich\/\">Dmitry Nazarevich<\/a>\r\n  <\/div>\r\n\r\n  <div class=\"second\">\r\n    <span>May 8, 2026<\/span>\r\n    <span>10 min read<\/span>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b399fb9 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-parent\" data-id=\"b399fb9\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-523b86d elementor-widget elementor-widget-image\" data-id=\"523b86d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"600\" src=\"https:\/\/innowise.com\/wp-content\/uploads\/2026\/05\/Small-cover-Leveraging-the-key-benefits-of-automated-underwriting-in-insurance.png\" class=\"attachment-large size-large wp-image-196714\" alt=\"\" srcset=\"https:\/\/innowise.com\/wp-content\/uploads\/2026\/05\/Small-cover-Leveraging-the-key-benefits-of-automated-underwriting-in-insurance.png 880w, https:\/\/innowise.com\/wp-content\/uploads\/2026\/05\/Small-cover-Leveraging-the-key-benefits-of-automated-underwriting-in-insurance-300x225.png 300w, https:\/\/innowise.com\/wp-content\/uploads\/2026\/05\/Small-cover-Leveraging-the-key-benefits-of-automated-underwriting-in-insurance-768x576.png 768w, https:\/\/innowise.com\/wp-content\/uploads\/2026\/05\/Small-cover-Leveraging-the-key-benefits-of-automated-underwriting-in-insurance-16x12.png 16w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-970be0b article-description e-flex e-con-boxed e-con e-parent\" data-id=\"970be0b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f2465c0 author-article e-con-full e-flex e-con e-child\" data-id=\"f2465c0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-e6efd78 e-con-full e-flex e-con e-child\" data-id=\"e6efd78\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3d76e49 e-con-full e-flex e-con e-child\" data-id=\"3d76e49\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef45fbb elementor-widget elementor-widget-shortcode\" data-id=\"ef45fbb\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">[summarize_button_ai]<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-27f6da7 e-con-full takeways e-flex e-con e-child\" data-id=\"27f6da7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e65d259 elementor-widget elementor-widget-heading\" data-id=\"e65d259\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key takeaways<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8d5045 elementor-widget elementor-widget-text-editor\" data-id=\"c8d5045\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul class=\"blackUl\"><li><span style=\"font-weight: 400;\">Implementing <\/span><span style=\"font-weight: 400;\">automated insurance underwriting<\/span><span style=\"font-weight: 400;\"> shifts risk assessment into a high-speed mathematical engine powered by heavy ML models.<\/span><\/li><li><span style=\"font-weight: 400;\">Automated scoring algorithms analyze credit histories and financial patterns so your business generates individual insurance rates in just a few seconds.<\/span><\/li><li><span style=\"font-weight: 400;\">A properly wired digital pipeline slashes operational costs and completely eliminates silly junior mistakes from your daily enterprise workflows.<\/span><\/li><li><span style=\"font-weight: 400;\">The platform handles the entire user lifecycle from intelligent raw document parsing to the final policy generation.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccd97df elementor-widget elementor-widget-text-editor\" data-id=\"ccd97df\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Whenever my engineering crew steps into a massive insurance project and sees their underwriters still living in Excel and Microsoft Access, I immediately know we&#8217;re in for a very long conversation.<\/span><\/p><p><span style=\"font-weight: 400;\">This exact setup plagued one of our actual enterprise clients. The underwriting team manually analyzed risks, manually approved policy conditions, and manually calculated tariffs, so every single one of these steps cost the company massive amounts of time and money, while frustrated clients simply left for faster competitors.<\/span><\/p><p><span style=\"font-weight: 400;\">Manual underwriting acts as a pure architectural dead end because you physically cannot scale the process without aggressively inflating your payroll. You also completely fail to guarantee decision consistency since two different underwriters will easily make completely different calls on the exact same application on different days. You definitely cannot give a client an answer in minutes if your manual pipeline requires several days to process basic information.<\/span><\/p><p><span style=\"font-weight: 400;\">This is exactly where <\/span><span style=\"font-weight: 400;\">insurance underwriting automation<\/span><span style=\"font-weight: 400;\"> takes the stage. <\/span><a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-2030-the-impact-of-ai-on-the-future-of-insurance\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400;\">McKinsey data shows<\/span><\/a><span style=\"font-weight: 400;\"> fully automated pricing and underwriting will handle over <\/span><b>90% of individual and small business policies by 2030<\/b><span style=\"font-weight: 400;\">. The market for <\/span><span style=\"font-weight: 400;\">automated underwriting technology<\/span><span style=\"font-weight: 400;\"> currently grows at a massive 44.7% CAGR and is expected to reach <\/span><a href=\"https:\/\/market.us\/report\/ai-powered-insurance-underwriting-market\/\" target=\"_blank\" rel=\"noopener nofollow\"><b>$674.1 billion by 2034<\/b><\/a><span style=\"font-weight: 400;\">, so this represents a massive industrial shift happening right now.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-391501f elementor-widget elementor-widget-image\" data-id=\"391501f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"529\" src=\"https:\/\/innowise.com\/wp-content\/uploads\/2026\/05\/ai-powered-insurance-underwriting-market-stats.png\" class=\"attachment-large size-large wp-image-196713\" alt=\"The AI-powered insurance underwriting market growth expectations from 2024 to 2034.\" srcset=\"https:\/\/innowise.com\/wp-content\/uploads\/2026\/05\/ai-powered-insurance-underwriting-market-stats.png 1000w, https:\/\/innowise.com\/wp-content\/uploads\/2026\/05\/ai-powered-insurance-underwriting-market-stats-300x198.png 300w, https:\/\/innowise.com\/wp-content\/uploads\/2026\/05\/ai-powered-insurance-underwriting-market-stats-768x508.png 768w, https:\/\/innowise.com\/wp-content\/uploads\/2026\/05\/ai-powered-insurance-underwriting-market-stats-18x12.png 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d702f2 elementor-widget elementor-widget-text-editor\" data-id=\"8d702f2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Let\u2019s look at how <\/span><span style=\"font-weight: 400;\">automation in insurance underwriting<\/span><span style=\"font-weight: 400;\"> actually works.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f2858d1 e-con-full e-flex e-con e-child\" data-id=\"f2858d1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86cbb77 elementor-widget elementor-widget-heading\" data-id=\"86cbb77\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is automated underwriting in insurance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c717074 elementor-widget elementor-widget-text-editor\" data-id=\"c717074\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Underwriting essentially serves as the core process of evaluating risk on an insurance application to figure out who we are dealing with, calculate the probability of an insurance event, and determine the exact policy conditions. This sits at the very heart of the insurance business to dictate both your corporate profitability and your overall customer experience.<\/span><\/p><p><span style=\"font-weight: 400;\">The manual underwriting cycle forces an analyst to receive an application, manually request data from different sources, check everything against internal guidelines, and make a decision based purely on personal experience before sending the result back to the client. This cycle takes anywhere from a few days to several weeks, so every single step carries a massive risk of human error or highly subjective judgments.<\/span><\/p><p><span style=\"font-weight: 400;\">Automated underwriting in insurance<\/span><span style=\"font-weight: 400;\"> replaces this slow cycle with hardcoded software logic, so ML models, rule engines, and external database integrations execute the exact same job in just a few seconds. The algorithm does this consistently without having a bad day or dealing with human fatigue, greatly reducing the risk of conflicting decisions between different employees.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4af031e e-con-full e-flex e-con e-child\" data-id=\"4af031e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0359068 elementor-widget elementor-widget-heading\" data-id=\"0359068\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Manual vs automated: where your money leaks unnoticed<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e642b2c e-con-full e-flex e-con e-child\" data-id=\"e642b2c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1bf76e9 elementor-widget elementor-widget-text-editor\" data-id=\"1bf76e9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">I often see the exact same picture when insurance companies assume they have a perfectly normal underwriting process until we actually look at their hard numbers.<\/span><\/p><p><span style=\"font-weight: 400;\">Here is what happens inside a manual setup:<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a2235a elementor-widget elementor-widget-html\" data-id=\"2a2235a\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\r\n\r\n<ul class=\"blackUl\">\r\n     <li>The average application processing time stretches from a few days to several weeks. Companies running automated underwriting solutions slash this time by 90%, so tasks that previously took 15 days now finish in just a few hours.<\/li>\r\n   <li>Deloitte reports AI-driven underwriting drops operational expenses <a href=\"https:\/\/www.deloitte.com\/nl\/en\/Industries\/financial-services\/perspectives\/generative-ai-innovation-in-insurance-industry.html\" target=\"_blank\" rel=\"noopener nofollow\">by up to 60%<\/a>, and McKinsey confirms automation <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/insurance-productivity-2030-reimagining-the-insurer-for-the-future\" target=\"_blank\" rel=\"noopener nofollow\">cuts operational costs by 40%<\/a>.<\/li>\r\n     <li>The research <a href=\"https:\/\/connect.cefpro.com\/article\/view\/ai-reshaping-insurance-underwriting\" target=\"_blank\" rel=\"noopener nofollow\">recorded a 43% improvement<\/a> in risk assessment accuracy after deploying AI into the underwriting pipeline.<\/li>\r\n     <li>A manual process scales exclusively through aggressive hiring. Automated insurance underwriting systems easily process any volume of applications without requiring a proportional increase in your payroll.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d02eef e-con-full e-flex e-con e-child\" data-id=\"2d02eef\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9f24890 e-con-full e-flex e-con e-child\" data-id=\"9f24890\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f89a41 elementor-widget-tablet__width-inherit elementor-widget__width-initial max100 elementor-widget elementor-widget-heading\" data-id=\"3f89a41\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Manual risk checks bleeding your budget? Deploy an AI scoring engine.<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31cfc4d e-con-full e-flex e-con e-child\" data-id=\"31cfc4d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4457066 elementor-absolute elementor-widget-mobile__width-inherit transform elementor-widget elementor-widget-html\" data-id=\"4457066\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wave-container\"><\/div>\r\n\r\n<style>\r\n  .wave-container {\r\n    width: 400px;\r\n    height: 400px;\r\n  }\r\n\r\n  @media(max-width: 767px) {\r\n    .wave-container {\r\n      width: 100%;\r\n      height: 100%;\r\n    }\r\n  }\r\n\r\n\r\n  .wave {\r\n    position: absolute;\r\n    border: 1px solid rgba(210, 184, 214, 1);\r\n    border-radius: 50%;\r\n    animation: drop 16s infinite;\r\n    top: 50%;\r\n    left: 50%;\r\n    transform: translate(-50%, -50%);\r\n    box-sizing: border-box;\r\n  }\r\n\r\n  @keyframes drop {\r\n    0% {\r\n      width: 0px;\r\n      height: 0px;\r\n      border: 1px solid rgba(210, 184, 214, 1);\r\n    }\r\n\r\n    100% {\r\n      width: 400px;\r\n      height: 400px;\r\n      border: 1px solid rgba(210, 184, 214, 0);\r\n    }\r\n  }\r\n<\/style>\r\n\r\n<script>\r\n\r\n  document.addEventListener('DOMContentLoaded', () => {\r\n    function createWaves(numberOfWaves) {\r\n      const waveContainers = document.querySelectorAll('.wave-container');\r\n\r\n      waveContainers.forEach((waveContainer) => {\r\n        for (let i = 0; i < numberOfWaves; i++) {\r\n          const wave = document.createElement('div');\r\n          wave.classList.add('wave');\r\n\r\n          wave.style.animationDelay = `${i * 0.8}s`;\r\n\r\n          waveContainer.appendChild(wave);\r\n        }\r\n      });\r\n    }\r\n\r\n    createWaves(10)\r\n  });\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b8b2c7 elementor-align-left elementor-widget__width-initial elementor-widget-mobile__width-inherit cta-btn elementor-widget elementor-widget-button\" data-id=\"4b8b2c7\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#contact-form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Automate scoring<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4ecfe9d e-con-full e-flex e-con e-child\" data-id=\"4ecfe9d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a4b3e42 elementor-widget elementor-widget-heading\" data-id=\"a4b3e42\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How automated insurance underwriting works<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22b9eec elementor-widget elementor-widget-text-editor\" data-id=\"22b9eec\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">To connect a server-based analytical engine to a live enterprise environment requires pure pragmatic architecture. Therefore, we create a multi-layered microservice setup, each layer of which performs one and only one specific function of technology or process.<\/span><\/p><p><span style=\"font-weight: 400;\">Now, let me explain how we implement this entire pipeline on a production server.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a827cc e-con-full e-flex e-con e-child\" data-id=\"6a827cc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-928224f elementor-widget elementor-widget-heading\" data-id=\"928224f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Applicant data collection & verification<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5127847 elementor-widget elementor-widget-text-editor\" data-id=\"5127847\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The entire process begins with raw data. As soon as an applicant submits his\/her application via a digital form or REST API, automated underwriting verifies the submitted documents by creating a request for verification via OCR technology. It checks the applicant&#8217;s credit history and pulls external registry data.<\/span><\/p><p><span style=\"font-weight: 400;\">For one of our implementations for a major insurance company in the EU, we implemented a UiPath document understanding solution that allowed for the automatic extraction, validation, and processing of all incoming document data without any manual input from a human. This was an architectural change that allowed us to eliminate one of the major bottlenecks in their process immediately.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a190e13 e-con-full e-flex e-con e-child\" data-id=\"a190e13\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5404666 elementor-widget elementor-widget-heading\" data-id=\"5404666\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Risk assessment through ML models<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-969fe7c elementor-widget elementor-widget-text-editor\" data-id=\"969fe7c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Once the data is collected, the system pushes it through the rule engine and heavy ML models. The ML algorithm evaluates the applicant according to a predefined ruleset based on a number of factors, including the applicant&#8217;s historical insurance claims, requested insurance policy, and risk profile.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">The pipeline then outputs a precise scoring mark and a definitive risk category. A well-trained ML model simultaneously analyzes thousands of factors like regional claim frequencies, real-time asset valuations, health records, localized accident probabilities, hidden financial patterns, and more. According to a study performed by the Geneva Association, there is an improvement of 43% in accurate predictions as a result of using large-scale computing to evaluate these conditions simultaneously.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8c881d e-con-full e-flex e-con e-child\" data-id=\"f8c881d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74f4620 elementor-widget elementor-widget-heading\" data-id=\"74f4620\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Rule and business logic programming<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c58cca1 elementor-widget elementor-widget-text-editor\" data-id=\"c58cca1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A rules engine is comprised of several different layers and types of information, such as a set of general condition rules, complex exceptions, manual review flags, and automatic thresholds for approval. This logic is hard-coded to meet our clients&#8217; specific product needs, and we also create well-defined escalation conditions that dictate when the systems can make an independent decision and when it flags the application for a live underwriter. This setup ensures automation kills the routine while keeping human expertise exactly where it brings the most value.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ccd7a86 e-con-full e-flex e-con e-child\" data-id=\"ccd7a86\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a77ebf elementor-widget elementor-widget-heading\" data-id=\"5a77ebf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Automated underwriting decision<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da7a0ad elementor-widget elementor-widget-text-editor\" data-id=\"da7a0ad\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">After passing through all verification layers, the system delivers a final decision to approve, reject, or request additional information about an application. The platform also calculates the exact rate and conditions of coverage in real time.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">As an example from a recent bank project, we developed an automated scoring system that assigned numerical scores to each application parameter and provided the decision of the amount of credit available for each applicant, completely without human intervention. The result of this implementation was a significant reduction in the processing time compared to the previous legacy underwriting solution.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6419fbd e-con-full e-flex e-con e-child\" data-id=\"6419fbd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0f7b016 elementor-widget elementor-widget-heading\" data-id=\"0f7b016\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Documentation and audit trails<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c789044 elementor-widget elementor-widget-text-editor\" data-id=\"c789044\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The platform automatically logs every single system action. The backend records exactly what data it used, which rules triggered, and what final result it generated to create an audit trail. This serves as pure gold for regulators because you always have full documentation of every single decision. And what\u2019s more, you don\u2019t need to dig through physical paper archives.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8dc05f2 e-con-full e-flex e-con e-child\" data-id=\"8dc05f2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-008f6f8 elementor-widget elementor-widget-heading\" data-id=\"008f6f8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Communication<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d374b9 elementor-widget elementor-widget-text-editor\" data-id=\"9d374b9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">We make the whole process totally transparent for everyone involved. The system pushes application statuses directly to the client&#8217;s mobile app or web dashboard via REST API. The person immediately sees live updates like &#8220;documents accepted,&#8221; &#8220;risks evaluated,&#8221; and &#8220;policy ready.&#8221;<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ece2c79 e-con-full e-flex e-con e-child\" data-id=\"ece2c79\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-836d397 elementor-widget elementor-widget-heading\" data-id=\"836d397\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Monitoring and compliance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff1bd87 elementor-widget elementor-widget-text-editor\" data-id=\"ff1bd87\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">We never leave the system unattended in production. <\/span><span style=\"font-weight: 400;\">Automated underwriting solutions<\/span><span style=\"font-weight: 400;\"> act as a continuous operational engine. The system constantly monitors issued policies, updates conditions when the risk profile changes, and ensures strict adherence to regulatory requirements. The system automatically factors in any new client data during the next control cycle.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f98f022 e-con-full author-quote e-flex e-con e-child\" data-id=\"f98f022\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42d4d3a elementor-widget elementor-widget-text-editor\" data-id=\"42d4d3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u201c<em><span style=\"font-weight: 400;\">If you depend entirely upon manual data routing in your backend system, you cannot scale an insurance pipeline, or at least it\u2019s very hard to do so. We inject intelligent algorithmic agents directly into your legacy systems to perform the heavy mathematical calculations needed for automation. This architecture allows you to dramatically expand your corporate portfolio without having to hire new analysts constantly.<\/span><\/em>\u201d<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e9cbfc e-grid e-con-full e-con e-child\" data-id=\"5e9cbfc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74d99ad elementor-widget elementor-widget-image\" data-id=\"74d99ad\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"180\" height=\"180\" src=\"https:\/\/innowise.com\/wp-content\/uploads\/2025\/10\/Siarhei-Sukhadolski.png\" class=\"attachment-full size-full wp-image-188356\" alt=\"Siarhei Sukhadolski\" srcset=\"https:\/\/innowise.com\/wp-content\/uploads\/2025\/10\/Siarhei-Sukhadolski.png 180w, https:\/\/innowise.com\/wp-content\/uploads\/2025\/10\/Siarhei-Sukhadolski-150x150.png 150w, https:\/\/innowise.com\/wp-content\/uploads\/2025\/10\/Siarhei-Sukhadolski-12x12.png 12w\" sizes=\"(max-width: 180px) 100vw, 180px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fa1ca1 e-con-full max100 e-flex e-con e-child\" data-id=\"1fa1ca1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-03c230c elementor-widget elementor-widget-heading\" data-id=\"03c230c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/innowise.com\/authors\/siarhei-sukhadolski\/\">Siarhei Sukhadolski<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9e585e elementor-widget elementor-widget-text-editor\" data-id=\"e9e585e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Chief Delivery Officer &amp; Head of Competence Center<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18c3ec9 e-con-full e-flex e-con e-child\" data-id=\"18c3ec9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26562e4 elementor-widget elementor-widget-heading\" data-id=\"26562e4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How automated underwriting systems benefit insurance services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9668081 elementor-widget elementor-widget-text-editor\" data-id=\"9668081\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">When we push a fully automated underwriting pipeline to production, your business begins to patch the massive leaks in the operational budget caused by manual reviews because the new architecture organizes your scattered data into a highly predictable workflow.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2eec189 e-con-full e-flex e-con e-child\" data-id=\"2eec189\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7bf9fe elementor-widget elementor-widget-heading\" data-id=\"b7bf9fe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Operational efficiency for less chaos<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55853ee e-con-full e-flex e-con e-child\" data-id=\"55853ee\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4a0fbf7 elementor-widget elementor-widget-text-editor\" data-id=\"4a0fbf7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Your business will lag forever if your databases cannot talk to each other natively. We solve this massive headache by building a unified engineering ecosystem.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6af0c4f elementor-widget elementor-widget-html\" data-id=\"6af0c4f\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\r\n\r\n<ul class=\"blackUl\">\r\n<li>We merge disjointed ERP and CRM setups into one clear pipeline with strict data transfer protocols.<\/li>\r\n<li>The algorithm calculates risks in seconds, and analysts no longer need to burn their valuable working hours manually gathering data from ten different browser tabs.<\/li>\r\n<li>Moving to a modern microservices architecture on .NET, Python, or Java finally lets you bury your old monoliths.<\/li>\r\n<li>Deep automation removes the need to keep a massive staff on the payroll just for shuffling papers and doing mindless routine tasks.<\/li>\r\n<li>Approved applications fly down the conveyor belt with zero system delays.<\/li>\r\n<li>Detailed real-time dashboards show the exact state of your portfolio right now to help you make grounded strategic moves.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca7d3fc e-con-full e-flex e-con e-child\" data-id=\"ca7d3fc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-605a45e elementor-widget elementor-widget-heading\" data-id=\"605a45e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Better customer experiences<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b0cb304 e-con-full e-flex e-con e-child\" data-id=\"b0cb304\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7912877 elementor-widget elementor-widget-text-editor\" data-id=\"7912877\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In the modern IT market, you buy customer loyalty with pure speed and flawless convenience.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cbfcf3 elementor-widget elementor-widget-html\" data-id=\"2cbfcf3\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\r\n\r\n<ul class=\"blackUl\">\r\n<li>Machine scoring gives the person a definitive result right here and now.<\/li>\r\n<li>The client simply snaps photos of their documents on a phone, so our parsers can extract everything needed automatically.<\/li>\r\n<li>The client clearly sees every review stage right in their digital profile.<\/li>\r\n<li>The system automatically suggests extra options based on the specific person's actual financial behavior.<\/li>\r\n<li>Slashing your internal costs allows you to offer much more competitive tariffs and win the pricing race.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a593213 e-con-full e-flex e-con e-child\" data-id=\"a593213\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1867e7b elementor-widget elementor-widget-heading\" data-id=\"1867e7b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Improved security<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43bed42 e-con-full e-flex e-con e-child\" data-id=\"43bed42\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-532ceeb elementor-widget elementor-widget-text-editor\" data-id=\"532ceeb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Data security always becomes a matter of absolute survival when big enterprise money is on the line.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9e37f3 elementor-widget elementor-widget-html\" data-id=\"b9e37f3\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\r\n\r\n<ul class=\"blackUl\">\r\n<li>The machine never gets tired or loses focus, and it won\u2019t mess up the zeros in the insurance coverage amount.<\/li>\r\n<li>The models catch weird behavior patterns on the fly and block document fraud attempts before they even reach a human manager.<\/li>\r\n<li>Automated reporting covers all compliance questions to protect your brand from fines and regulator audits.<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b9b5f8 e-con-full e-flex e-con e-child\" data-id=\"3b9b5f8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5d583c9 e-con-full e-flex e-con e-child\" data-id=\"5d583c9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e621a6 elementor-widget-tablet__width-inherit elementor-widget__width-initial max100 elementor-widget elementor-widget-heading\" data-id=\"6e621a6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Routine data entry draining your payroll budget?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0735765 e-con-full e-flex e-con e-child\" data-id=\"0735765\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-febe051 elementor-absolute elementor-widget-mobile__width-inherit transform elementor-widget elementor-widget-html\" data-id=\"febe051\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wave-container\"><\/div>\r\n\r\n<style>\r\n  .wave-container {\r\n    width: 400px;\r\n    height: 400px;\r\n  }\r\n\r\n  @media(max-width: 767px) {\r\n    .wave-container {\r\n      width: 100%;\r\n      height: 100%;\r\n    }\r\n  }\r\n\r\n\r\n  .wave {\r\n    position: absolute;\r\n    border: 1px solid rgba(210, 184, 214, 1);\r\n    border-radius: 50%;\r\n    animation: drop 16s infinite;\r\n    top: 50%;\r\n    left: 50%;\r\n    transform: translate(-50%, -50%);\r\n    box-sizing: border-box;\r\n  }\r\n\r\n  @keyframes drop {\r\n    0% {\r\n      width: 0px;\r\n      height: 0px;\r\n      border: 1px solid rgba(210, 184, 214, 1);\r\n    }\r\n\r\n    100% {\r\n      width: 400px;\r\n      height: 400px;\r\n      border: 1px solid rgba(210, 184, 214, 0);\r\n    }\r\n  }\r\n<\/style>\r\n\r\n<script>\r\n\r\n  document.addEventListener('DOMContentLoaded', () => {\r\n    function createWaves(numberOfWaves) {\r\n      const waveContainers = document.querySelectorAll('.wave-container');\r\n\r\n      waveContainers.forEach((waveContainer) => {\r\n        for (let i = 0; i < numberOfWaves; i++) {\r\n          const wave = document.createElement('div');\r\n          wave.classList.add('wave');\r\n\r\n          wave.style.animationDelay = `${i * 0.8}s`;\r\n\r\n          waveContainer.appendChild(wave);\r\n        }\r\n      });\r\n    }\r\n\r\n    createWaves(10)\r\n  });\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61d5372 elementor-align-left elementor-widget__width-initial elementor-widget-mobile__width-inherit cta-btn elementor-widget elementor-widget-button\" data-id=\"61d5372\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#contact-form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Automate workflows<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6cdbb8 e-con-full e-flex e-con e-child\" data-id=\"e6cdbb8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e5d47d4 elementor-widget elementor-widget-heading\" data-id=\"e5d47d4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The absolute pragmatism of modern insurance architecture<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8caa4f0 elementor-widget elementor-widget-text-editor\" data-id=\"8caa4f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">From our direct engineering practice, delaying this specific backend upgrade constantly drains your corporate budget because your underwriters waste their expensive hours on routine paperwork, while frustrated clients simply leave for faster digital competitors.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Your operational costs remain permanently high as your daily application volume grows, meaning the massive gap between automated companies and hesitant businesses will only continue to widen over the next few years.<\/span><\/p><p><span style=\"font-weight: 400;\">Deploying <\/span><span style=\"font-weight: 400;\">automated insurance underwriting systems<\/span><span style=\"font-weight: 400;\"> serves as a fundamental architectural shift to help your company manage complex risks and scale the entire business without constantly inflating the payroll.<\/span><\/p><p><span style=\"font-weight: 400;\">My engineering squad at Innowise tackles these heavy backend integrations every single day, so we know exactly how to design robust ML models and connect them natively, even with the most ancient legacy databases.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">We build everything from AI-driven risk evaluation platforms to fully automated application pipelines with minimal to zero manual data entry, meaning we can turn your chaotic data into a highly profitable business tool. If you want to figure out how this specific architecture fits into your existing infrastructure, take a closer look at our deep engineering experience in the <\/span><a href=\"\/finance\/insurance\/\"><span style=\"font-weight: 400;\">insurance sector<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p><p><span style=\"font-weight: 400;\">Please don\u2019t hesitate to <\/span><a href=\"\/contact-us\/\"><span style=\"font-weight: 400;\">drop us a line<\/span><\/a><span style=\"font-weight: 400;\"> whenever you see fit.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4c253a6 e-con-full e-flex e-con e-child\" data-id=\"4c253a6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e194c6 elementor-widget elementor-widget-heading\" data-id=\"3e194c6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ef64ea e-con-full e-flex e-con e-child\" data-id=\"1ef64ea\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f366215 faq elementor-widget elementor-widget-n-accordion\" data-id=\"f366215\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2550\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2550\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Why do we need to change our manual underwriting if it still handles the application flow? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M19 8h2v24h-2z\"><\/path><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2550\" class=\"elementor-element elementor-element-563ea90 e-con-full e-flex e-con e-child\" data-id=\"563ea90\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4beb221 elementor-widget elementor-widget-html\" data-id=\"4beb221\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class='content'>\n <p>The ongoing expenditure incurred from using a manual process leads to inefficiencies and delays in growing your business. Your company should use automation so that you can grow faster in your market and make an immediate decision to approve all applications. This way, clients get an excellent digital service and stay with your brand.<\/p>   \n<\/div> \n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2551\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2551\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Will we have to completely tear down our old IT infrastructure to install your system? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M19 8h2v24h-2z\"><\/path><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2551\" class=\"elementor-element elementor-element-1e6ccf4 e-con-full e-flex e-con e-child\" data-id=\"1e6ccf4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5003dcf elementor-widget elementor-widget-html\" data-id=\"5003dcf\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<div class='content'>\n <p>Our modular solution allows for integration into your existing architecture. Our experts create a specialized bridge to safely obtain the data from your old-hat systems while providing continuous operation of your business throughout the entire update of the backend.<\/p>\n<\/div> \n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2552\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2552\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How quickly will we see real business results after the launch? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M19 8h2v24h-2z\"><\/path><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2552\" class=\"elementor-element elementor-element-ceef4bc e-flex e-con-boxed e-con e-child\" data-id=\"ceef4bc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a3d2d2b elementor-widget elementor-widget-html\" data-id=\"a3d2d2b\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class='content'>\n <p>When the platform is released to production, you immediately feel the impact of the launch. The queue of piled-up applications clears out instantly, and your managers stop being overwhelmed by day-to-day tasks, allowing them to focus on true complexity when it comes to clients.<\/p>   \n<\/div> \n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2553\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2553\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can the algorithm accidentally reject applications from reliable clients? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M19 8h2v24h-2z\"><\/path><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2553\" class=\"elementor-element elementor-element-a875f3e e-flex e-con-boxed e-con e-child\" data-id=\"a875f3e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-985eadb elementor-widget elementor-widget-html\" data-id=\"985eadb\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class='content'>\n <p>The decision model is tuned in accordance with your risk policy. The algorithm evaluates applicants absolutely objectively based on hard metrics. In the case of any questionable or borderline applications, those go to a senior specialist for a mandatory manual review.<\/p>   \n<\/div> \n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2554\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2554\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How does the automated platform handle strict regulator audits? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M19 8h2v24h-2z\"><\/path><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2554\" class=\"elementor-element elementor-element-1dabb74 e-flex e-con-boxed e-con e-child\" data-id=\"1dabb74\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e4beae elementor-widget elementor-widget-html\" data-id=\"2e4beae\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class='content'>\n <p>The architecture creates very comprehensive logs of all of the scores created by the system. All of the logs provide an audit trail for any auditor to inspect, and as a result, you can pass compliance audits and consistently protect your company\u2019s brand from regulatory fines.<\/p>   \n<\/div> \n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2555\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2555\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can we adapt the scoring rules for our narrow niche products? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M19 8h2v24h-2z\"><\/path><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2555\" class=\"elementor-element elementor-element-31fe2d7 e-flex e-con-boxed e-con e-child\" data-id=\"31fe2d7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db3e251 elementor-widget elementor-widget-html\" data-id=\"db3e251\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class='content'>\n <p>The technology behind the platform is extremely adaptable from a technical perspective. Corporate guidelines are embedded directly into the analytic core of the system so that it is easy to modify the scoring algorithms when launching new insurance products in the market.<\/p>   \n<\/div> \n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2556\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2556\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens when a client uploads bad or incomplete document photos? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M19 8h2v24h-2z\"><\/path><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2556\" class=\"elementor-element elementor-element-6c4be24 e-flex e-con-boxed e-con e-child\" data-id=\"6c4be24\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2997934 elementor-widget elementor-widget-html\" data-id=\"2997934\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class='content'>\n <p>Our OCR parsers perfectly handle crooked text from scans of questionable quality. The algorithm simply requests the missing information from the user during a real data shortage. The system guarantees the processing of only high-quality and complete document packages.<\/p>   \n<\/div> \n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2557\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2557\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do we need to hire a massive team of developers to support the system in the future? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"40\" height=\"40\" fill=\"none\"><path fill=\"#C63031\" d=\"M19 8h2v24h-2z\"><\/path><path fill=\"#C63031\" d=\"M8 21v-2h24v2z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2557\" class=\"elementor-element elementor-element-adbdc19 e-flex e-con-boxed e-con e-child\" data-id=\"adbdc19\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63989c0 elementor-widget elementor-widget-html\" data-id=\"63989c0\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class='content'>\n <p>No, we build a scalable microservices architecture with very easy maintenance protocols. We take over all technical support after the release, and you get a ready business tool without the constant headache of hiring new engineers.<\/p>   \n<\/div> \n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why do we need to change our manual underwriting if it still handles the application flow?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The ongoing expenditure incurred from using a manual process leads to inefficiencies and delays in growing your business. Your company should use automation so that you can grow faster in your market and make an immediate decision to approve all applications. This way, clients get an excellent digital service and stay with your brand.\"}},{\"@type\":\"Question\",\"name\":\"Will we have to completely tear down our old IT infrastructure to install your system?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Our modular solution allows for integration into your existing architecture. Our experts create a specialized bridge to safely obtain the data from your old-hat systems while providing continuous operation of your business throughout the entire update of the backend.\"}},{\"@type\":\"Question\",\"name\":\"How quickly will we see real business results after the launch?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"When the platform is released to production, you immediately feel the impact of the launch. 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All of the logs provide an audit trail for any auditor to inspect, and as a result, you can pass compliance audits and consistently protect your company\\u2019s brand from regulatory fines.\"}},{\"@type\":\"Question\",\"name\":\"Can we adapt the scoring rules for our narrow niche products?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The technology behind the platform is extremely adaptable from a technical perspective. Corporate guidelines are embedded directly into the analytic core of the system so that it is easy to modify the scoring algorithms when launching new insurance products in the market.\"}},{\"@type\":\"Question\",\"name\":\"What happens when a client uploads bad or incomplete document photos?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Our OCR parsers perfectly handle crooked text from scans of questionable quality. The algorithm simply requests the missing information from the user during a real data shortage. The system guarantees the processing of only high-quality and complete document packages.\"}},{\"@type\":\"Question\",\"name\":\"Do we need to hire a massive team of developers to support the system in the future?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, we build a scalable microservices architecture with very easy maintenance protocols. We take over all technical support after the release, and you get a ready business tool without the constant headache of hiring new engineers.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbbaef9 elementor-widget elementor-widget-shortcode\" data-id=\"cbbaef9\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">[post_share]<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e573037 e-con-full tablePadding40 author-container e-flex e-con e-child\" data-id=\"e573037\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-7aff7cb e-grid e-con-full e-con e-child\" data-id=\"7aff7cb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1cd8a70 elementor-widget elementor-widget-image\" data-id=\"1cd8a70\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"100\" height=\"100\" src=\"https:\/\/innowise.com\/wp-content\/uploads\/2025\/09\/Rectangle-34624319.png\" class=\"attachment-full size-full wp-image-187531\" alt=\"\" srcset=\"https:\/\/innowise.com\/wp-content\/uploads\/2025\/09\/Rectangle-34624319.png 100w, https:\/\/innowise.com\/wp-content\/uploads\/2025\/09\/Rectangle-34624319-12x12.png 12w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-833c1db e-con-full e-flex e-con e-child\" data-id=\"833c1db\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3489245 e-con-full e-flex e-con e-child\" data-id=\"3489245\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1882b2c no-text-decoration elementor-widget elementor-widget-heading\" data-id=\"1882b2c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"\/authors\/dmitry-nazarevich\/\">Dmitry Nazarevich<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cedc91 elementor-widget elementor-widget-image\" data-id=\"6cedc91\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/in\/dmitry-nazarevich-b12837151\/\" target=\"_blank\" rel=\"nofollow\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"32\" height=\"33\" src=\"https:\/\/innowise.com\/wp-content\/uploads\/2025\/04\/Social-icons-1.svg\" class=\"attachment-full size-full wp-image-181902\" alt=\"Linkedin icon\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5125abf elementor-widget elementor-widget-text-editor\" data-id=\"5125abf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Chief Technology Officer<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3f2d9f8 e-con-full e-flex e-con e-child\" data-id=\"3f2d9f8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33da007 text4String elementor-widget elementor-widget-text-editor\" data-id=\"33da007\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dmitry leads the tech strategy behind custom solutions that actually work for clients \u2014 now and as they grow. He bridges big-picture vision with hands-on execution, making sure every build is smart, scalable, and aligned with the business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e89d7a0 readMore elementor-widget elementor-widget-heading\" data-id=\"e89d7a0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/authors\/dmitry-nazarevich\/\">Read more<\/a><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b7f46c table-content-container stickyWrapper72 e-con-full e-flex e-con e-child\" data-id=\"0b7f46c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c64ce58 e-con-full stickyTable e-flex e-con e-child\" data-id=\"c64ce58\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ef974aa author-block e-con-full e-flex e-con e-child\" data-id=\"ef974aa\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c20a8a ddcv elementor-widget elementor-widget-html\" data-id=\"7c20a8a\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>\r\n  .article-description > .e-con-inner {\r\n    align-items: baseline !important;\r\n  }\r\n\r\n  .stickyWrapper72 {\r\n    position: sticky;\r\n    top: 132px;\r\n    bottom: auto;\r\n  }\r\n<\/style>\r\n\r\n<script>\r\n  document.addEventListener(\"DOMContentLoaded\", () => {\r\n    const headerElement = document.querySelector(\".new-menu\");\r\n\r\n    const stickyElement = document.querySelector(\".stickyWrapper72\");\r\n\r\n    const headerElementH = headerElement.clientHeight;\r\n\r\n    stickyElement.style.top = headerElementH + 60 + \"px\";\r\n  });\r\n<\/script>\r\n\r\n<div class=\"toc-wrapper\">\r\n  <h4 class=\"toc-title\">Table of contents<\/h4>\r\n  <div class=\"toc toc-2\"><\/div>\r\n<\/div>\r\n\r\n<script>\r\n  const LINKS = {\r\n    \"Unleashing the power of .NET 8\": \"gggggg\",\r\n    \"Revamping legacy systems: unlocking business potential through software modernization\":\r\n      \"hello\",\r\n  };\r\n\r\n  const OFFSET = 70;\r\n  const PADDING_BOTTOM_FOR_SCROLL = 100;\r\n  let headerList = [];\r\n  let allLinks = [];\r\n\r\n  let ticking = false;\r\n\r\n  const createList = () => {\r\n    console.log(\"create\");\r\n\r\n    const tocTarget = document.querySelector(\".toc.toc-2\");\r\n    const toc = document.createElement(\"ul\");\r\n\r\n    headerList = [...document.querySelectorAll(\"h2\")];\r\n\r\n    headerList = headerList.slice(0, -3);\r\n\r\n    headerList.forEach((header, index) => {\r\n      const headerId = header.getAttribute(\"id\");\r\n      const headerText =\r\n        header.dataset.title && header.dataset.title !== \"\"\r\n          ? header.dataset.title\r\n          : header.textContent;\r\n\r\n      const headerTocText = header.dataset.title;\r\n\r\n      const idFromText =\r\n        !headerId || headerId === \"\"\r\n          ? headerText\r\n              .toLowerCase()\r\n              .replace(\/[^\\w ]+\/g, \"\")\r\n              .replace(\/ +\/g, \"-\")\r\n          : headerId;\r\n\r\n      const newListItem = document.createElement(\"li\");\r\n      const newLink = document.createElement(\"a\");\r\n      newLink.setAttribute(\"href\", \"#\" + idFromText);\r\n      newLink.textContent = LINKS[headerText] || headerText;\r\n\r\n      newLink.addEventListener(\"click\", (e) => {\r\n        e.preventDefault();\r\n        const y =\r\n          header.getBoundingClientRect().top +\r\n          window.pageYOffset -\r\n          PADDING_BOTTOM_FOR_SCROLL -\r\n          OFFSET;\r\n        ticking = true;\r\n        window.scrollTo({ top: y, behavior: \"smooth\" });\r\n\r\n        setTimeout(() => {\r\n          ticking = false;\r\n        }, 500);\r\n      });\r\n\r\n      newListItem.appendChild(newLink);\r\n      toc.appendChild(newListItem);\r\n    });\r\n    tocTarget.appendChild(toc);\r\n    allLinks = Array.from(\r\n      document.querySelector(\".toc.toc-2\").querySelectorAll(\"ul li\"),\r\n    );\r\n  };\r\n\r\n  const setContainerHeight = () => {\r\n    const windowHeight = window.innerHeight;\r\n    const tocContainer = document.querySelector(\".ddcv\");\r\n\r\n    tocContainer.style.maxHeight = \"calc(100vh - 230px)\";\r\n    tocContainer.style.minHeight = \"200px\";\r\n  };\r\n\r\n  const checkScroll = () => {\r\n    const windowHeight = window.innerHeight;\r\n    const scrollTop = window.scrollY || document.documentElement.scrollTop;\r\n\r\n    let selectedHeaderIndex = -1;\r\n\r\n    headerList.forEach((header, index) => {\r\n      const posTop = header.getBoundingClientRect().top;\r\n\r\n      const isInViewport = posTop + elem.clientHeight <= window.innerHeight;\r\n\r\n      if (isInViewport) {\r\n        selectedHeaderIndex = index;\r\n      }\r\n    });\r\n\r\n    allLinks.forEach((link, i) => {\r\n      if (i === selectedHeaderIndex) {\r\n        link.classList.remove(\"pre-active\");\r\n        link.classList.add(\"active\");\r\n      }\r\n      if (i < selectedHeaderIndex) {\r\n        link.classList.add(\"pre-active\");\r\n        link.classList.remove(\"active\");\r\n      }\r\n      if (i > selectedHeaderIndex) {\r\n        link.classList.remove(\"pre-active\");\r\n        link.classList.remove(\"active\");\r\n      }\r\n    });\r\n  };\r\n\r\n  const loadAllImages = () => {\r\n    const images = document.getElementsByTagName(\"img\");\r\n\r\n    for (let i = 0; i < images.length; i++) {\r\n      const img = images[i];\r\n      const src = img.getAttribute(\"data-src\") || img.src;\r\n      img.src = src;\r\n    }\r\n  };\r\n\r\n  loadAllImages();\r\n\r\n  document.addEventListener(\"DOMContentLoaded\", () => {\r\n    setTimeout(() => {\r\n      createList();\r\n      setContainerHeight();\r\n      checkScroll();\r\n\r\n      document.addEventListener(\"scroll\", (event) => {\r\n        if (!ticking) {\r\n          checkScroll();\r\n        }\r\n      });\r\n    }, 300);\r\n  });\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eab1d6c e-flex e-con-boxed e-con e-parent\" data-id=\"eab1d6c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87ab0d5 elementor-widget elementor-widget-shortcode\" data-id=\"87ab0d5\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f100240-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"100240\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/fr\/wp-json\/wp\/v2\/posts\/196712#wpcf7-f100240-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" enctype=\"multipart\/form-data\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"100240\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f100240-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<style>\n.mailToContact br:nth-child(2){\ndisplay:none;\n}\n#form-templates .contact__info {\n  background-color: #f4f4f4;\n  padding: 70px 44px 70px 50px;\n  position: relative;\n  max-width: 540px;\n  width: 100%;\nborder: 1px solid #AEB1B7;\n}\n\n#form-templates .contact__info-background {\n  z-index: -1;\n  position: absolute;\n  top: 20px;\n  left: 20px;\n  width: 100%;\n  height: 100%;\n  border: 1px dashed #ef4557;\n}\n\n\n#form-templates .new-container{\ndisplay: flex;\njustify-content: space-between;\nflex-wrap: wrap;\n}\n\n\n#form-templates{\npadding: 100px 15px 100px 15px;        \n}\n\n#form-templates .contact__info-heading {\n  font-family: 'Sora' !important;\n  font-style: normal !important;\n  font-weight: 400 !important;\n  font-size: 36px !important;\n  line-height: 46px !important;\n  color: #2E2E2E !important;\n   margin-bottom: 60px !important;\n\n}\n\n\n#form-templates .message label{\ncolor: #585858 !important;   \n}\n\n.elementor-widget-container.form-template h2,.elementor-widget-container.form-template h1{\n font-size: 60px !important;\n  line-height: 70px !important;\n  font-family: \"Sora\", Sans-serif;\n  font-weight: 400;\n  margin: 0;  \n  margin-bottom: 20px;\n}\n\n\n\n\n.elementor-widget-container.form-template p{\n  font-family: \"Karla\", Sans-serif;\n  font-size: 22px;\n  font-weight: 400;\n  line-height: 28px;\n  color: var( --e-global-color-primary );\n  max-width: 700px;\n  margin: 0; \n  margin-bottom: 40px;\n} \n  \n\n\n.new-container #spinner{\nwidth: 50%;\nmax-width: 700px;\n}\n\n\n#form-templates .new-container #spinner div.contact-us__wrapper:nth-child(6){\ngap:30px; \n    \n}\n\n\n#form-templates .contact__info-heading {\n  margin-bottom: 67px;\n  font-size: 36px;\n  font-family: karla;\n  color:  #2E2E2E;\n\n  line-height: 49px;\n}\n\n#form-templates .contact__info-steps {\n  display: flex;\n  flex-direction: column;\n  max-width: 425x;\n  row-gap: 20px;\n  border-left: 1px solid #2e2e2e;\n}\n\n#form-templates .contact__info-block {\n  position: relative;\n  padding-left: 45px;\n}\n\n#form-templates .contact__info-block:last-child {\n  box-shadow: -1px 0 0 1px #f4f4f4;\n}\n\n#form-templates .contact__info-step {\n  position: absolute;\n  border: 1px solid #2e2e2e;\n  width: 40px;\n  height: 40px;\n  display: flex;\n  align-items: center;\n  justify-content: center;\n  border-radius: 20px;\n  left: -20px;\n  top: -8px;\n  background-color: #F4F4F4;\n  color:  #2E2E2E;\n\nfont-family: Karla;\nfont-weight: 700;\nfont-size: 18px;\nline-height: 28px;\n\n}\n\n.elementor-widget-global .contact__info-step {\n        color:  #2E2E2E;\n}\n\n#form-templates .contact__info-text {\n  margin: 0;\n  font-size: 16px;\n  line-height: 26px;\n  color: #2E2E2E;\n  font-family: karla;\n\n  width: 100%;\n}\n\n\n#form-templates .contact-us__send{\nflex-shrink: 0;\nmargin-top:0;\n}\n\n\n\n@media screen and (max-width: 1279px) {\n    .new-container #spinner{\n        width: 100%;\n        max-width:100%;\n        margin-bottom:40px;\n    }\n    \n\n    .new-container .contact__info {\n        max-width: 700px !important;\n    }\n    \n}\n\n\n@media screen and (max-width: 1279px) {\n#form-templates{\npadding: 60px 15px 70px 15px;     \n}\n}\n\n\n\n@media screen and (max-width: 767px) {\n\n#form-templates .new-container #spinner div.contact-us__wrapper:nth-child(6){\ngap:20px; \n \n}\n\n\n  #form-templates .contact__info {\n    padding: 20px 20px 40px 40px;\n    margin: 0 auto;\n  }\n\n\n#form-templates{\npadding: 40px 15px 50px 15px;  \n    \n}\n\n  \n   .new-container #spinner{\n       \n    margin-bottom:30px;   \n   }\n   \n   \n   .elementor-widget-container.form-template h2,.elementor-widget-container.form-template h1{\n   font-size: 32px !important;\n    line-height: 42px !important;    \n   }\n   \n   \n   .elementor-widget-container.form-template p{\n       \n    font-size: 16px;\n    line-height: 20px;  \n    margin-bottom: 30px;\n \n       \n   }\n   \n   #form-templates .contact__info-heading{\n   font-size: 24px !important;\n    line-height: 49px !important;    \n       \n   }\n   \n\n.mailToContact{\nmargin-top: 10px !important;        \n}\n\n   \n\n  #form-templates .contact__info-heading {\n    font-size: 24px;\n    margin-bottom: 37px;\n  }\n\n  #form-templates .contact__info-background {\n    top: 10px;\n    left: 10px;\n  }\n\n  #form-templates .contact__info-text {\n    font-size: 12px;\n    line-height: 20px;\n  }\n  \n  \n  #form-templates .contact__info-heading {\n   margin-bottom: 35px !important;\n\n}\n\n}\n\n@media (max-width: 767px) {\n    .mailToContact {\n        max-width: 100%;\n    }\n}\n<\/style>\n\n<script>\nwindow.addEventListener('hashchange',function(e){if(window.history.pushState){window.history.pushState('','\/',window.location.pathname)}else{window.location.hash=''}})\n<\/script>\n\n\n<div id=\"form-templates\">\n<div class=\"elementor-widget-container form-template\">\n<a name=\"contact-form\"><\/a>\n<h2>Contact us<\/h2>\n<p><a id=\"calendlylink\" style=\"color: #c63031; border-bottom: 1px solid #c63031; padding: 0;\">Book a call<\/a> or fill out the form below and we\u2019ll get back to you once we\u2019ve processed your request.<\/p>\n<\/div>\n\n<div class=\"new-container\">\n\n\n<div class=\"contact-us__main\" id=\"spinner\" data-no-defer=\"1\">\n\n<div class=\"contact-us__wrapper\">\n\n<div class=\"name\">\n<label>Name<\/label>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"field_name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required contact-us__name\" id=\"contact-name\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name*\" value=\"\" type=\"text\" name=\"field_name\" \/><\/span>\n<\/div>\n\n<div class=\"company\">\n<label>Company<\/label>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"company\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required contact-us__company\" id=\"contact-company\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Company*\" value=\"\" type=\"text\" name=\"company\" \/><\/span>\n<\/div>\n\n<\/div>\n\n<div class=\"contact-us__wrapper\">\n\n<div class=\"email\">\n<label>Email<\/label>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email contact-us__email\" id=\"contact-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Corporate email*\" value=\"\" type=\"email\" name=\"email\" \/><\/span>\n<\/div>\n\n<div class=\"phone\">\n<label>Phone<\/label>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"tel\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel contact-us__phone\" id=\"contact-phone\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone*\" value=\"\" type=\"tel\" name=\"tel\" \/><\/span>\n<\/div>\n\n<\/div>\n<div class=\"contact-us__wrapper subj\">\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-recipient\"><select class=\"wpcf7-form-control wpcf7-select\" id=\"form-field-subj_js\" aria-invalid=\"false\" name=\"your-recipient\"><option value=\"\">Subject*<\/option><option value=\"IT staff augmentation\">IT staff augmentation<\/option><option value=\"Turnkey product development\">Turnkey product development<\/option><option value=\"Support and enhancement\">Support and enhancement<\/option><option value=\"Careers\">Careers<\/option><option value=\"Other\">Other<\/option><\/select><\/span>\n\n<span class=\"wpcf7-form-control-wrap\" data-name=\"form-field-budget_js\"><select class=\"wpcf7-form-control wpcf7-select\" id=\"form-field-budget_js\" aria-invalid=\"false\" name=\"form-field-budget_js\"><option value=\"\">Project budget<\/option><option value=\"Under $15K\">Under $15K<\/option><option value=\"$15K-$30K\">$15K-$30K<\/option><option value=\"$30K-$100K\">$30K-$100K<\/option><option value=\"$100K-$250K\">$100K-$250K<\/option><option value=\"$250K-$500K\">$250K-$500K<\/option><option value=\"More than $500K\">More than $500K<\/option><\/select><\/span>\n\n<\/div>\n\n\n<div class=\"message\">\n<label>Message<\/label>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"message\"><textarea cols=\"40\" rows=\"1\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required contact-us__message\" id=\"contact-message\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Describe your needs in detail*\" name=\"message\"><\/textarea><\/span>\n<\/div>\n\n<div class=\"atvoice-wrap\">\n\n<div class=\"voice-wrap\">\n<span id=\"voice-mut\" class=\"voicetext\">Send us a voice message<\/span>\n         <div class=\"qc_voice_audio_wrapper\">\n            <div class=\"qc_voice_audio_container\">\n                <div 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class=\"voicetext\">Attach documents<\/span>\n\n<div class='attachment'>\n\n<div class=\"downloaded\">\n<span><\/span>\n<div class=\"deleteFile\"><\/div>\n<\/div>\n\n<div class=\"attachmentButton\" onclick=\"(function cl(e){if(e.target.nodeName == 'DIV'){e.target.parentNode.children[1].children[0].click(); }})(arguments[0]);\">\n\n<div class=\"innerText\">Upload file<\/div>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"att-files\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-file\" accept=\".jpg,.png,.jpeg,.pdf\" aria-invalid=\"false\" type=\"file\" name=\"att-files\" \/><\/span>\n\n<div class=\"tip\" onclick=\"event.stopPropagation()\">\n<p>You can attach 1 file up to 2MB. Valid file formats: pdf, jpg, jpeg, png.<\/p>\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n\n\n<\/div>\n\n<div class=\"contact-us__wrapper\"> \n<p class=\"pp\">By clicking Send, you consent to Innowise processing your personal data per our<a href=\"\/privacy-notice\/\"> Privacy Policy <\/a>to provide you with relevant information. By submitting your phone number, you agree that we may contact you via voice calls, SMS, and messaging apps. Calling, message, and data rates may apply.<\/p>\n\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"scoring_point\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"utmCampaign\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"utmContent\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"utmMedium\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"utmSource\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"utmTerm\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"location\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"city\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"ip\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"Summ\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"gclid\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"rating\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"urlCompany\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"urlWithParams\" \/>\n<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"audioMessageLink\" \/>\n<input class=\"wpcf7-form-control wpcf7-submit has-spinner contact-us__send\" id=\"contact-send-button\" type=\"submit\" value=\"Send\" \/>\n<\/div>\n\n<div class='mailToContact'>You can also send us your request <\/br>to <a href=\"mailto:contact@innowise.com\">contact@innowise.com<\/a><\/div>\n\n<\/div>\n\n<div class=\"elementor-widget-container\" style=\"z-index:1;\">\n<div class=\"contact__info\">\n  <div class=\"contact__info-background\"><\/div>\n  <div class=\"contact__info-heading\">What happens next?<\/div>\n  <div class=\"contact__info-steps\">\n\n    <div class=\"contact__info-block\">\n      <div class=\"contact__info-step\">1<\/div>\n      <p class=\"contact__info-text\">Once we\u2019ve received and processed your request, we\u2019ll get back to you to detail your\n        project needs and sign an NDA to ensure confidentiality.<\/p>\n    <\/div>\n\n    <div class=\"contact__info-block\">\n      <div class=\"contact__info-step\">2<\/div>\n      <p class=\"contact__info-text\">After examining your wants, needs, and expectations, our team will devise a project\n        proposal with the scope of work, team size, time, and cost estimates.<\/p>\n    <\/div>\n\n    <div class=\"contact__info-block\">\n      <div class=\"contact__info-step\">3<\/div>\n      <p class=\"contact__info-text\">We\u2019ll arrange a meeting with you to discuss the offer and nail down the details.<\/p>\n    <\/div>\n\n    <div class=\"contact__info-block\">\n      <div class=\"contact__info-step\">4<\/div>\n      <p class=\"contact__info-text\">Finally, we\u2019ll sign a contract and start working on your project right away.<\/p>\n    <\/div>\n  <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\n<\/div>\n\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"related_content_blog_container\">[related_content_list]<\/div><script>\n            jQuery( document ).ready(function($) {\n            var parentSection = $('[data-elementor-type=\"wp-page\"]');\n            if($('[data-elementor-type=\"wp-post\"]').length){\n                var parentSection = $('[data-elementor-type=\"wp-post\"]');\n            }\n            \n                parentSection.children().last().before($('.related_content_blog_container'));\n            });\n            <\/script><div class=\"other_services_container\">[need_other_services_v2]<\/div><script>\n                    jQuery( document ).ready(function($) {\n                        var parentSection = $('[data-elementor-type=\"wp-page\"]');\n                        if($('[data-elementor-type=\"wp-post\"]').length){\n                            var parentSection = $('[data-elementor-type=\"wp-post\"]');\n                        }\n                        \n                        console.log(parentSection);\n                        parentSection.children().last().before($('.other_services_container'));\n                        var sections = parentSection.find('.net-15.dt-16');\n                        for(var i = 0; 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Automated scoring algorithms analyze credit histories and financial patterns so your business generates individual [&hellip;]<\/p>\n","protected":false},"author":159,"featured_media":196714,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"_acf_changed":true,"inline_featured_image":false,"footnotes":""},"categories":[128,1021],"class_list":["post-196712","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-dmitry_author","tag-insurance-business-insights","tag-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/innowise.com\/fr\/wp-json\/wp\/v2\/posts\/196712","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/innowise.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/innowise.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/innowise.com\/fr\/wp-json\/wp\/v2\/users\/159"}],"replies":[{"embeddable":true,"href":"https:\/\/innowise.com\/fr\/wp-json\/wp\/v2\/comments?post=196712"}],"version-history":[{"count":0,"href":"https:\/\/innowise.com\/fr\/wp-json\/wp\/v2\/posts\/196712\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/innowise.com\/fr\/wp-json\/wp\/v2\/media\/196714"}],"wp:attachment":[{"href":"https:\/\/innowise.com\/fr\/wp-json\/wp\/v2\/media?parent=196712"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/innowise.com\/fr\/wp-json\/wp\/v2\/categories?post=196712"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/innowise.com\/fr\/wp-json\/wp\/v2\/tags?post=196712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}